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Kansas City, MO FHA Loans

USA Mortgage is proud to offer FHA home loans to our clients. FHA loans are a great option for first-time homebuyers or those with limited credit history. Insured by The Federal Housing Administration, you can assure they are a safe and affordable option for home financing.

What is an FHA loan?

An FHA loan is a home loan that is insured by the Federal Housing Administration. This loan type typically offers more relaxed qualifying standards than other kinds of home loans. At USA Mortgage, we are proud to offer a wide range of FHA loan programs that can meet the needs of borrowers with a variety of backgrounds and financial profiles.

Exterior of smaller home purchased on a USDA home loan.
Who is eligible for FHA loans?

FHA home loans are popular with first-time home buyers because they typically require a lower down payment, as low as 3.5%. They also have more flexible credit requirements than conventional loans, so borrowers with less-than-perfect credit still have the opportunity to purchase a home in Kansas City.  

Advantages of an FHA Mortgage
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What our clients have said

Ease & ability to have a conversation - able to understand everything happening.
Kailey D 8/16/2021
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Let USA Mortgage help you buy your next Kansas City, MO home
Apply today to learn more about FHA Loans.

With an FHA home loan from USA Mortgage, you can buy the home of your dreams without putting down a large down payment. Our interest rates are always competitive, so you can be sure you’re getting the best deal possible.