Kansas City, MO Investment Property Programs

Investment property can be a great way to generate income and build equity. So when you’re ready to take the next step to passive income, let our experienced team of mortgage professionals help secure the financing you need to purchase your Kansas City rental property. We offer competitive rates and terms, and we’re committed to providing the highest level of service. Whether you’re a first-time investor or a seasoned pro, USA Mortgage has the right loan program for you. 

What are investment property loans?

Investment property loans are mortgages used to finance the purchase of a property that will be used for investment purposes. Investment Loans allow you to buy a one-to-four unit residential home to generate income. Keep in mind that investment property loans typically have higher interest rates and down payment requirements. It is important to compare options and choose the one that best fits your needs.

Exterior of smaller home purchased on a USDA home loan.
Who is eligible for Kansas City Investment Property programs?

The investment property program requires a down payment between 15%-20%, based on the size of the home you want to purchase. You may qualify for the lower 15% down payment (for a 1 unit property) if your credit score is high. The typical down payment for a multi-unit property is 25%.

Why choose an investment property loan?
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What our clients have said

The process was fast and easy. Very professional and we were walked through the whole process. Great communication and quick responses when we had questions. I would recommend all my friends to Shane with USA Mortgage.
Jennifer L. 8/16/2021
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Get started on your next investment in Kansas City, MO.
Apply today to learn more about our Investment Property Loans.

Investing in a property is a big decision, but with our help, it can be easier than you think. An investment property can be a great way to increase your income and build your wealth. We want to make sure that you have everything you need to make the best decision for your future. Let USA Mortgage help you get started today.