Jumbo loans can help you to finance a larger home than you could with a conventional loan. This can be especially helpful if you’re looking to purchase a luxury home in Kansas City or one in an expensive real estate market. Additionally, jumbo loans can often be used to finance investment properties and vacation homes. if you have strong credit and healthy finances, you may be able to qualify for a lower interest rate on a jumbo loan than you would on a conventional loan. At USA Mortgage, we understand that taking out a loan is a big decision, and we’ll be there to answer any questions you have throughout the process. Apply for a jumbo loan today!
Kansas City, MO Jumbo Loans
What is a jumbo loan?
A jumbo loan is a mortgage that has a loan amount that is higher than the limits set by the Federal Housing Finance Agency. Jumbo loans are available for both primary homes and personal residences.

Who is eligible for a Jumbo Loan in Kansas City, MO?
A jumbo mortgage is designed for borrowers who are looking to finance properties that are valued at higher than the conforming loan limit. Borrowers who take out a jumbo loan need to have strong credit histories and low debt-to-income ratios. A down payment of 10-15% of the purchase price is required for a jumbo loan.
What are the advantages of a jumbo loan?
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Additional mortgage options in Kansas City, MO
What our clients have said
Ease & ability to have a conversation - able to understand everything happening.
Kailey D 8/16/2021
Your Next Luxury Home in Kansas City, MO Starts Here.
Apply for a jumbo loan today!
At USA Mortgage, we offer jumbo loans with competitive rates and flexible terms. If you’re considering a large home purchase, be sure to give us a call. USA Mortgage will help you get the financing you need.