A Kansas City Mortgage Company Bringing You Possibility

At USA mortgage, we are dedicated to helping our customers secure the perfect home in the Kansas City, MO area. We understand that the mortgage process can be daunting, which is why we offer a wide range of services to make things easier. Whether you’re a first-time homebuyer or a seasoned investor, we will help you find the right mortgage for you and help secure the best Kansas City mortgage rate possible.

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Walking you through your home loan options

Choosing a home loan can be an overwhelming process. That’s where USA Mortgage comes in. We help find the home loan that best suits your needs and are with you all the way through closing day.

01.

The first step towards buying a home is to complete an application. Your local Kansas City Mortgage Loan Originators will help you decide which program is right for you.
02.

There are several factors to consider when searching for a home, such as location, size, and price, as well as any existing issues with the home. Your real estate agent will guide you through the buying process and get the best terms possible on your home purchase.
03.

Now that a sales contract has been agreed upon, your Mortgage Loan Originator will find the best terms and provide an estimate of your interest rate, monthly payment, and closing costs.
04.

This is when you'll want to make sure that everything looks good from top-to bottom and inside out! Your inspector will check over the entire house for any defects, then give their opinion on what needs fixing before appraisal.
05.

The house is almost yours! When all of your documentation has been submitted and it meets minimum requirements, then you will receive a conditional approval from the underwriter.
06.

You’re one final sign-off from closing on your home. We’ll compile all the paperwork and transfer money to the title company. Congratulations, the house is yours!

With so many mortgage loan options available in Kansas City, we make it easy to find the best one for you.

Bank Statement Programs

Investment Property Programs

Considering Refinancing Your Home?

If you’re looking to refinance your home, USA Mortgage is here to help. We offer a variety of refinance programs to suit your needs, and our experienced Mortgage Loan Originators will work with you to find the best option for your situation. We understand that every borrower is different, and we’ll tailor our refinancing services to meet your unique needs. Our Kansas City mortgage lenders will work with you to get the best possible rate on your home loan.

Why you should refinance

Reduce your monthly mortgage payment
Access your home’s equity
Shorten your loan period

Refinance Your Home

What our clients have said

I just appreciated being walked through the whole process. This was my first home and I had no clue on what to do and her whole team was very informative

Vera N 8/16/2021

Possibility Starts Here.
Get approved for your mortgage.

Ready to find the best mortgage rates for you? You can get started within minutes and we’ll handle the rest. You could be well on your way to owning your dream home!

Apply Today