Kansas City, MO USDA Loans

USA Mortgage is a leading USDA lender in Kansas City and can help you navigate the USDA loan process. We offer competitive rates and terms, and our team of experienced Mortgage Loan Originators will work with you to ensure that you get the best possible loan for your situation. Learn more about USDA home loans and how we can help you buy your dream home.

What is a USDA home loan?

USDA home loans are special loans offered by the United States Department of Agriculture that can help you purchase a home in a rural area. They are backed by the United States Department of Agriculture and provide 100% financing, making them an attractive option for those who may not qualify for a traditional mortgage. USDA loans have many benefits, including no down payment, low interest rates, and flexible credit requirements. The catch is that the property you’re looking at must meet USDA location and condition requirements.

Exterior of smaller home purchased on a USDA home loan.
Who is eligible for a USDA Loan in Kansas City, MO?

USDA loans are only available to United States citizens or lawful permanent residents. Other requirements include:

  • Good credit history
  • Steady income for at least 2 years
Why choose a USDA home loan?
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What our clients have said

They worked very diligently to get things taken care of and when it came down to knowing exactly what I needed to get me approved for my loan they were on top of it every time. I would have to say USA Mortgage made financing my home one of the easiest parts of the home buying process…
Nakea M. 6/18/2021
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Your Next Home in Kansas City, MO Starts Here.
Apply today to learn more about USDA Loans.

Ready to apply for a USDA loan in Kansas City? Our Mortgage Loan Originators at USA Mortgage are here to make buying your dream home a reality. We’ll make the USDA loan process easy and have you ready to move into your Kansas City home before you know it. Apply now and see what rates you’ll get with USA Mortgage.