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What is an Investment Property Program?

An Investment Property Program is a conventional investment in real estate bought with the intent of generating income, usually in the form of a one- to four-unit residential home.

Investment properties tend to have a higher mortgage, with more adherent lending standards, as well as higher down payments, than your standard property loan. Additionally, investment property comes with a number of factors that should be considered, including increased maintenance costs and upkeep.

Who is eligible?

When looking at investment property, you’ll need a down payment of at least 15%-20% to qualify for financing on a single-family home, based upon the size. Depending upon your credit, you may qualify for the lower 15% down amount (for a 1-unit property). Rental property loans for multifamily homes require a 25% down payment.

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Who is eligible?

When looking at investment property, you’ll need a down payment of at least 15%-20% to qualify for financing on a single-family home, based upon the size. Depending upon your credit, you may qualify for the lower 15% down amount (for a 1-unit property). Rental property loans for multifamily homes require a 25% down payment.

What other loan types are available?

When it comes to loans, you have many more options than you think. Find out about some here:

Possibility starts here.
Find a loan officer near you to get started.

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