Company NMLS: 227262
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Company NMLS: 227262
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It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:
- Two most recent years W2s
- Two most recent years tax returns (personal & business if applicable)
- Two most recent paystubs
- Two most recent months bank statements
- Two most recent months 401K or retirement statement
- Copy of front of valid drivers license
Click link to see applicable state licensing.
Let Alex help you to your new home. An up-and-coming mortgage and loan professional, Alex studied Finance at the University of Illinois at Urbana-Champaign. He completed additional education and certification to become a licensed Mortgage Loan Originator and has trained underneath some of the top-performing professionals in the mortgage business. With the industry-leading technology and resources available at USA Mortgage, Alex has the knowledge and tools at his disposal to help you through every step of the loan process, find the terms that are right for your budget, and make sure all the legalities are competently handled so that the closing goes smoothly and you can take possession of your new property. With a primary focus on top-notch communication and education, Alex ensures that both his clients and business partners always understand what is happening in the process and why that’s the best path forward.
As a lifelong resident of the St. Louis area, Alex is committed to giving back to the community where he was raised. Prior to joining the mortgage industry, he ran a small business for 10 years that he built from the ground up, managing the business alongside his education and other jobs. Every day as a mortgage professional, he brings with him the same self-starter attitude that made him successful in his past endeavors. In his free time, Alex enjoys going to Cardinals games, spending time with family, and going hiking with his dog in some of Missouri’s beautiful state parks.
Whether you’re a first-time homebuyer, looking to trade up, deciding to downsize, or simply wishing for a change, Alex can help you before you ever make an offer on a property. Alex will sit down with you and look over your budget, income, and savings, helping you get a clear picture of what type and amount of loan is realistic. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. Alex understands that everyone’s situation is different and will ensure you are able consider all your options so you can concentrate on making the best decision for your needs.
The financial aspects of home buying can be stressful and overwhelming—but they don’t have to be, not with a trained and caring professional like Alex in your corner. Contact Alex today at 618-830-4589 and let’s get started making your home-ownership dream come true.