It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:
Two most recent years W2s
Two most recent years tax returns (personal & business if applicable)
Two most recent paystubs
Two most recent months bank statements
Two most recent months 401K or retirement statement
As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly. That’s why when you work with me you will have access to my cell phone number and you can reach me anytime.
As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such, I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family. After applying, I’ll give you a call to discuss the details of your loan, if you would like we can find a time to meet in person to look everything over together. I can always be reached by phone, fax, or email for optimal service and to answer any questions throughout the process. I look forward to working with you!
32 Reviews Found. Average score 4.84 out of 5 Stars Now showing page 1 of 4.
Robert H. in Springfield, OH
Great Experience on March 22, 2022
Easy to reach, helpful advice, willing to help explain anything that might be confusing and making sure things are good to go on time.
Loan Originator: Braeden Rines
Lawrence P. in Union, OH
Great Experience on January 14, 2022
Braedon was great! He was very detailed in all phases of getting the process done.
He guided and advised us through the complicated steps and followed through to make sure we were comfortable in our decisions. His professional yet very personal and friendly demeanor made our experience Great!
Steven Pollard
Loan Originator: Braeden Rines
Rhonda J. in Dayton, OH
Great Experience on January 14, 2022
Braeden was very informative about the process and he was very professional. He also kept me informed about the process and was very encouraging. It became a long process but not because of the people who were helping me, but they never let me give up and I'm so very thankful for Braeden and would recommend him to all of my friends and family.
Loan Originator: Braeden Rines
Michelle F. in Cincinnati, OH
Great Experience on September 4, 2023
Everybody was very engaging if question where asked & the process went smooth
Loan Originator: Braeden Rines
Michael S. in Springboro, OH
Great Experience on August 4, 2023
Braeden was on top the process and communication 24/7 to make sure everything pushed through as quick and clean as it could. He was also super transparent and educative in the process.
Loan Originator: Braeden Rines
Rebecca N. in Hillsboro, OH
Great Experience on July 5, 2023
Braedon went above and beyond to find a lender that fit my needs and was available to explain the in and outs of the process.
Outstanding personality and service.
Loan Originator: Braeden Rines
Kevin D. in Dayton, OH
Great Experience on June 24, 2023
The knowledge brand ability to break it down for us, as well as keeping to their word when it comes to rates and timelines.
Loan Originator: Braeden Rines
Brent W. in Xenia, OH
Great Experience on May 24, 2023
Braeden was very attentive, detail oriented and explained everything in very easy to understand ways.
