It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:
Two most recent years W2s
Two most recent years tax returns (personal & business if applicable)
Two most recent paystubs
Two most recent months bank statements
Two most recent months 401K or retirement statement
As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly. That’s why when you work with me you will have access to my cell phone number and you can reach me anytime.
As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such, I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family. After applying, I’ll give you a call to discuss the details of your loan, if you would like we can find a time to meet in person to look everything over together. I can always be reached by phone, fax, or email for optimal service and to answer any questions throughout the process. I look forward to working with you!
28 Reviews Found. Average score 4.83 out of 5 Stars Now showing page 1 of 4.
Robert H. in Springfield, OH
Great Experience on March 22, 2022
Easy to reach, helpful advice, willing to help explain anything that might be confusing and making sure things are good to go on time.
Loan Originator: Braeden Rines
Lawrence P. in Union, OH
Great Experience on January 14, 2022
Braedon was great! He was very detailed in all phases of getting the process done.
He guided and advised us through the complicated steps and followed through to make sure we were comfortable in our decisions. His professional yet very personal and friendly demeanor made our experience Great!
Steven Pollard
Loan Originator: Braeden Rines
Rhonda J. in Dayton, OH
Great Experience on January 14, 2022
Braeden was very informative about the process and he was very professional. He also kept me informed about the process and was very encouraging. It became a long process but not because of the people who were helping me, but they never let me give up and I'm so very thankful for Braeden and would recommend him to all of my friends and family.
Loan Originator: Braeden Rines
Brent W. in Xenia, OH
Great Experience on May 24, 2023
Braeden was very attentive, detail oriented and explained everything in very easy to understand ways.
Loan Originator: Braeden Rines
Charles P. in Dayton, OH
Great Experience on May 13, 2023
Braeden was very quick to give us number estimates for any house we wanted to tour so we would know ahead of time what our monthly expenses and upfront costs would look like. This made our decision making for each house much easier. He was also very knowledgeable and able to answer any questions we had. He also thoroughly checked assistance programs and helped us get the best deal possible for our home!
Loan Originator: Braeden Rines
Dennis H. in Springboro, OH
Great Experience on May 5, 2023
Braeden was extremely helpful and informative. Maryann also did a great job
Loan Originator: Braeden Rines
Angel J. in Springfield, OH
Great Experience on April 19, 2023
Braeden walked us through what every document was we were signing and communicated in a way to where we could understand. He went above and beyond to make himself available and to make us feel prepared for home ownership.
Loan Originator: Braeden Rines
Amanda B. in Miamisburg, OH
Great Experience on March 6, 2023
Braeden was on top of everything at every moment! Stayed in contact to keep me updated and was the only one during the process that was accurate with times and dates. He made sure to follow up with me to insured I seen every email I needed to sign.
