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Portrait of Charles Garcia
MAIN: 605-731-9454
OFFICE: 605-731-9454
NMLS: 1641603
Company NMLS: 227262

Charles Garcia 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 605-731-9454
OFFICE: 605-731-9454
NMLS: 1641603
Company NMLS: 227262

Charles Garcia 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

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Click link to see applicable state licensing.

About

After High School, I enlisted in the United States Marine Corps and served in the Infantry from 2002 – 2006. I was assigned to the 2nd Battalion, 5th Marines, and was stationed in Camp Pendleton, California. During active duty, I served 2 combat tours in Iraq. I returned to my hometown, Sioux Falls, South Dakota after my active duty contract. Since then, I have been working in the customer service and finance industry. In 2010, I re-enlisted into the military and have been serving in the Army Reserve ever since.

As a Veteran and a Mortgage Lender, my passion is serving my fellow Veterans and Service Members. My goal is to help other Veterans achieve the American Dream of Home Ownership by helping them understand their earned benefit and how they can use it not only to provide a home for themselves and their family but also how to use it to build wealth.

Reviews

28 Reviews Found. Now showing page 1 of 3.

James H. in Sioux Falls, SD

Great Experience on May 11, 2022
Charles is what made it great. He kept in constant communication, walked us through every step of the process, and answered every question we had. He also did what seemed impossible - getting us a home loan!
Loan Originator: Charles Garcia

Dwight V. in Sioux Falls, SD

Great Experience on April 24, 2022
Friendly and worked worked hard to make the loan happen
Loan Originator: Charles Garcia

Christopher L. in Aurora, SD

Great Experience on April 20, 2022
Charles is very informative, always willing to take calls and answer questions.
Loan Originator: Charles Garcia

Siphonh T. in Sioux Falls, SD

Great Experience on March 24, 2022
Charles Garcia always there whenever I need him. He is full of information and knowledge especially about the VA loans. He gone above and beyond to make the process as smooth and easy as possible. Thank you very much Charles Garcia!
Loan Originator: Charles Garcia

Kc D. in Canistota, SD

Great Experience on February 25, 2022
Lots of communication
Loan Originator: Charles Garcia

Dan L. in Sioux Falls, SD

Great Experience on February 17, 2022
Supper friendly and very informational, would answer my call no matter what time of day or part of the week. Dude is fantastic.
Loan Originator: Charles Garcia

William K. in Sioux Falls, SD

Great Experience on December 13, 2021
Kept in contact bout everything. Help me with all my question that I had. Especially as a first time home buyer.
Loan Originator: Charles Garcia

David L. in Sioux Falls, SD

Great Experience on December 12, 2021
Good communication and ease
Loan Originator: Charles Garcia

Kristofor D. in Harrisburg, SD

Great Experience on December 11, 2021
Charles was quick to respond to any questions and always kept me up to date
Loan Originator: Charles Garcia

Scott R. in Sioux Falls, SD

Great Experience on November 13, 2021
Charles jumped in and essentially helred "plow the road" after I had two very unsatisfying experiences with "national veterans' mortgage" providers.
Loan Originator: Charles Garcia

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.