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Portrait of Charles Garcia
MAIN: 605-731-9454
OFFICE: 605-731-9454
NMLS: 1641603
Company NMLS: 227262

Charles Garcia 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 605-731-9454
OFFICE: 605-731-9454
NMLS: 1641603
Company NMLS: 227262

Charles Garcia 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

After High School, I enlisted in the United States Marine Corps and served in the Infantry from 2002 – 2006. I was assigned to the 2nd Battalion, 5th Marines, and was stationed in Camp Pendleton, California. During active duty, I served 2 combat tours in Iraq. I returned to my hometown, Sioux Falls, South Dakota after my active duty contract. Since then, I have been working in the customer service and finance industry. In 2010, I re-enlisted into the military and have been serving in the Army Reserve ever since.

As a Veteran and a Mortgage Lender, my passion is serving my fellow Veterans and Service Members. My goal is to help other Veterans achieve the American Dream of Home Ownership by helping them understand their earned benefit and how they can use it not only to provide a home for themselves and their family but also how to use it to build wealth.

Reviews

19 Reviews Found. Now showing page 1 of 2.

Scott R. in Sioux Falls, SD

Great Experience on November 13, 2021
Charles jumped in and essentially helred "plow the road" after I had two very unsatisfying experiences with "national veterans' mortgage" providers.
Loan Originator: Charles Garcia

Jordan N. in Sioux Falls, SD

Great Experience on October 23, 2021
Charles was very knowledgeable on the whole process and me being a first time home buyer he made that process very smooth and relaxing. Any questions I had at any time of the day he was able to get that question answered for me in a timely manner. 100% great experience and will recomed everyone I talk to that is looking for a house to him.
Loan Originator: Charles Garcia

Michele P. in Mitchell, SD

Great Experience on October 18, 2021
Communication!!!
Loan Originator: Charles Garcia

Mark B. in Brandon, SD

Great Experience on October 7, 2021
Communication
Loan Originator: Charles Garcia

Amber H. in Baltic, SD

Great Experience on September 28, 2021
Charles went above and beyond what was expected, he was always there to answer any and all questions we had. It was a great experience and we are truly thankful for getting to work with Charles!
Loan Originator: Charles Garcia

Jesse H. in Baltic, SD

Great Experience on September 27, 2021
He was very professional and knowledgeable, polite and responsive. Was able to help with the process o matter the time
Loan Originator: Charles Garcia

James B. in Lennox, SD

Great Experience on September 18, 2021
Charles is easy to work with. Very knowledgeable.
Loan Originator: Charles Garcia

Hallie B. in Beresford, SD

Great Experience on August 28, 2021
Great communication, timelines, patience
Loan Originator: Charles Garcia

Keaton W. in Bryant, SD

Great Experience on August 18, 2021
Charles is very professional, has great communication, is always reachable and replies quickly even on his off time.
Loan Originator: Charles Garcia

Mackenzie H. in Tea, SD

Great Experience on August 5, 2021
Charles was all around very knowledgeable about the whole process and made the whole process very easy.
Loan Originator: Charles Garcia

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.