Photo of Emile Flowers
Phone
MAIN: 618-530-2444
OFFICE: 618-530-2444
NMLS #: 1256327
Company NMLS #: 227262

Emile Flowers 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 618-530-2444
OFFICE: 618-530-2444
NMLS #: 1256327
Company NMLS #: 227262

Emile Flowers 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!


Reviews

244 Reviews Found. Average score 4.93 out of 5 Stars
Now showing page 29 of 31.

Ashley B. in Alton, IL

Great Experience on August 28, 2018
Emile cares about people!! Plain and simple that is what made this transaction pleasant for us!
Loan Originator: THE FLOWERS TEAM - USA Mortgage

Nicholas B. in Alton, IL

Great Experience on August 23, 2018
Great experience getting into our new home!! The process was smooth and informational
Loan Originator: THE FLOWERS TEAM - USA Mortgage

Christopher S. in Swansea, IL

Great Experience on August 20, 2018
Through out the entire process. Emile was very knowledgeable about what was going on & kept me informed. Even outside of her regular business hours. Thank You Emile
Loan Originator: THE FLOWERS TEAM - USA Mortgage

Karen W. in Staunton, IL

Great Experience on July 31, 2018
Emile provided EXCELLENT service!! Quick, friendly and there every step of the way!
Loan Originator: THE FLOWERS TEAM - USA Mortgage

Nicholas W. in Caseyville, IL

Great Experience on July 27, 2018
Every thing
Loan Originator: THE FLOWERS TEAM - USA Mortgage

Christopher H. in Troy, IL

Great Experience on July 16, 2018
Chris & Becky Hooper
Loan Originator: THE FLOWERS TEAM - USA Mortgage

Grace J. in Bethalto, IL

Great Experience on July 8, 2018
Emile was super helpful and very easy to get ahold with if there were any questions. I would highly recommend her to anyone!!
Loan Originator: THE FLOWERS TEAM - USA Mortgage

Nicholas J. in Bethalto, IL

Great Experience on July 4, 2018
Emile and Steve's confidence that we could get a mortgage kept myself and my wife believing that it could happen, even when we didn't believe it could. They were there every step of the way and continuously met with us to answer any questions we had. Because of them we have a wonderful home and look forward to working with them again in the future! They did an amazing job to help us buy a home! I will recommend them to anyone who is in the market!
Loan Originator: THE FLOWERS TEAM - USA Mortgage

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.