Photo of Emile Flowers
Phone
MAIN: 618-530-2444
OFFICE: 618-530-2444
NMLS: 1256327
Company NMLS: 227262

Emile Flowers 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 618-530-2444
OFFICE: 618-530-2444
NMLS: 1256327
Company NMLS: 227262

Emile Flowers 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

236 Reviews Found. Average score 4.93 out of 5 Stars
Now showing page 29 of 30.

Timothy L. in Bethalto, IL

Great Experience on June 16, 2018
She was always easy to get ahold of no matter no matter what time of day. She always kept me informed of what was going on and what to expect there were no surprises. And were able to help me when nobody else could. Would use her again in the future if I have to get another mortgage.
Loan Originator: THE FLOWERS TEAM

Brady T. in O Fallon, IL

Great Experience on June 5, 2018
Just being on top of things and always answering our questions quickly.
Loan Originator: THE FLOWERS TEAM

Ebony C. in O Fallon, IL

Great Experience on June 3, 2018
Emile was the perfect lender for me. She was very patient with answering all of my questions and made sure I was aware of every part of the loan process. I will gladly refer anyone looking for assistance with mortgage services to Emile and her team. E.
Loan Originator: THE FLOWERS TEAM

Amy T. in O Fallon, IL

Great Experience on May 31, 2018
Her communication was highly effective. She answered any and all questions I had in a very timely manner. She made my husband and I feel at ease with all of the paperwork needed as we were first time home buyers.
Loan Originator: THE FLOWERS TEAM

Todd M. in Glen Carbon, IL

Great Experience on May 5, 2018
Emile made the process fun and easy. Great communication and always available to answer questions.
Loan Originator: THE FLOWERS TEAM

Brandon K. in Brighton, IL

Great Experience on April 30, 2018
The communication was great. There was not one time that I called and Emile did not have the answer for me. Very easy to work with and Emile and Steve make it happen. Thank you so much!!
Loan Originator: THE FLOWERS TEAM

Matthew H. in Belleville, IL

Great Experience on April 25, 2018
They were there any time I needed them and went over and above my expectations.
Loan Originator: THE FLOWERS TEAM

Robert Z. in East Alton, IL

Great Experience on April 3, 2018
Wonderful to work with always available for any questions kept us upbeat and positive will definitely recommend Emilie and Steve to others and would use them and USA Mortgage again if needed.
Loan Originator: THE FLOWERS TEAM

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.