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Portrait of Ernie Wren
MAIN: 573-239-1105
OFFICE: 573-239-1105
NMLS: 2023827
Company NMLS: 227262

Ernie Wren 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 573-239-1105
OFFICE: 573-239-1105
NMLS: 2023827
Company NMLS: 227262

Ernie Wren 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

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Click link to see applicable state licensing.

About

Ernie has a rich history of experience in business and financing. He began his professional career with the State of Missouri as Budget Specialist, then quickly moved into a Management Specialist position. Taking a break from the state, he held the position of Associate Dean for the Online Campus at Columbia College, where he was responsible for a $50m plus budget. While the work was satisfying, he returned to a position at the State of Missouri to devote more time to his family. This freed up his weekends and Ernie retired in October of 2020 from the state as a Planning & Grants Manager. Ernie’s varied work experiences have always been in contracts, business, and finance. He continues to teach these subjects online as an adjunct college instructor at Columbia College.

Ernie is a true Missouri native. His great grandparents and grandparents were born and raised in the Ashland area. Ernie’s father served in the Navy, which lead the family to move to locations all over the U.S when he was young. After serving in Vietnam, his father left the Navy, the family settled back in Centralia, MO. After graduating from high school, Ernie attended the University of Missouri – Columbia receiving his bachelor’s degree in psychology, and his master’s degree in Public Administration, with a focus on accounting.

 

Settling down in Ashland, MO Ernie became highly engaged with doing something he feels passionate about, namely community service. He served in numerous positions; as the Ashland Optimists President, Southern Boone Learning Garden Chair, Planning & Zoning Chair, a board member with Helping Hands of Southern Boone, the Sons of the American Legion Commander, as well as Vice-Chair for the Ashland Park Board. He started up three local events in Ashland that continue today: the annual fishing derby, a bicycle refurbishing program where refurbished bikes are donated to foster children for Christmas, and the annual “Halloween Spooktacular” which provides a safe and enjoyable event for children of the community. His greatest fulfillment in life has come from his faith, family, and helping his community.

It was this philosophy that led him to USA Mortgage. After retiring from the state, he was approached by Carrie Mertensmeyer, branch manager at USA Mortgage-Ashland, who shared with him the difference he could make in people’s lives by providing them with the home financing that met their needs. As a further incentive for Ernie to join the company, USA Mortgage is heavily involved in local community sponsorships and gives back to worthy causes. Since joining USA Mortgage in October of 2020, his office has helped sponsor holiday events, such as the first-ever Ashland “Fire in the Sky” fireworks celebration, fundraisers for the community swim pool, and other charitable organizations. Using his financial and entrepreneurial knowledge to help buyers secure financing for homes, Ernie has found a great source of personal satisfaction that allows him to succeed in a career that truly benefits his community.

Reviews

21 Reviews Found. Now showing page 1 of 3.

Rachel M. in Ashland, MO

Great Experience on May 8, 2022
Ernie was super helpful as we refinanced our home! He gave us great advice that saved us a lot of money. He got us locked into the best rate. Thanks, Ernie!
Loan Originator: Ernie Wren

Adam M. in Ashland, MO

Great Experience on May 7, 2022
Ernie streamlined the process and made it pain free. He even worked hard to save us money at every step!
Loan Originator: Ernie Wren

Holly H. in Dalhart, TX

Great Experience on April 6, 2022
Ernie was attentive in answering questions and was great at finding me the best rate.
Loan Originator: Ernie Wren

Abbie B. in Mentor, OH

Great Experience on February 28, 2022
I thought the APP was super user friendly. If I had questions, Ernie was easy to get a hold of and he answer my questions quickly. This process was a breath of fresh air.
Loan Originator: Ernie Wren

Isaac W. in Hartsburg, MO

Great Experience on February 16, 2022
Great service. Helped me through the loan process of buying my first house. Thank you!
Loan Originator: Ernie Wren

Karyn R. in Ashland, MO

Great Experience on February 16, 2022
Ernie was very informative, following up when changes were needed or to just ensure we were OK throughout the process
Loan Originator: Ernie Wren

Brendan B. in Jefferson Cty, MO

Great Experience on February 11, 2022
Any time I had a question he ALWAYS answered his phone and was always able to answer the question or he would figure out the answer asap. He was very professional and friendly.
Loan Originator: Ernie Wren

Deborah S. in Lansing, KS

Great Experience on December 9, 2021
Everyone was easy to work with and responsive to our needs.
Loan Originator: Ernie Wren

Scott S. in Lansing, KS

Great Experience on December 3, 2021
Kept informed of process the whole time and put nerves at ease
Loan Originator: Ernie Wren

Thomas B. in Jefferson City, MO

Great Experience on November 16, 2021
I got you all the information you needed and underwriting went fast. The process did not take much of my time. Thank you!
Loan Originator: Ernie Wren

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.