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Portrait of James  Cromer Jr.
MAIN: 618-292-5872
OFFICE: --
NMLS: 2105110
Company NMLS: 227262

James Cromer Jr. 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 618-292-5872
OFFICE: --
NMLS: 2105110
Company NMLS: 227262

James Cromer Jr. 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

4 Reviews Found. Average score 4.96 out of 5 Stars
Now showing page 1 of 1.

Justin B. in Granite City, IL

Great Experience on September 8, 2022
EVERYONE WAS AWESOME AND VERY HELPFUL ON TRYING TO MAKE BOTH SELLER AND BUYER HAPPY. GREAT JOB
Loan Originator: James Cromer, Jr

Gloria N. in O Fallon, IL

Great Experience on September 1, 2022
Jim Cromer's genuine attentiveness, his understanding of the housing market and patient explanations when I needed them. He was easy to talk to and made me feel like my concerns mattered. He was always open and honest even when he couldn't give me the answer I wanted to to hear. He is truly an asset to USA Mortgage. I'll miss my daily interactions with him. What a blessing!
Loan Originator: James Cromer, Jr

Judith K. in O Fallon, IL

Great Experience on July 20, 2022
The process went smoothly & I appreciated the status updates & ease of signing documents .
Loan Originator: James Cromer, Jr

Jason M. in Granite City, IL

Great Experience on March 5, 2022
Jim and his team worked hard to get us what we needed for our refinance. They were quick to respond to any questions and the online signing process was easy to use.
Loan Originator: James Cromer, Jr

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.