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Portrait of James Jenkins
MAIN: 618-616-7460
OFFICE: 618-619-4122
NMLS: 543302
Company NMLS: 227262

James Jenkins 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 618-616-7460
OFFICE: 618-619-4122
NMLS: 543302
Company NMLS: 227262

James Jenkins 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

168 Reviews Found. Now showing page 1 of 17.

Erik J. in O Fallon, IL

Great Experience on April 10, 2022
Fast responses with great communication. Jay was able to help us get the refinance we needed without any issues. This is our third time working with Jay and we plan on using his services again in the future.
Loan Originator: Jay Jenkins

Matthew S. in Collinsville, IL

Great Experience on March 30, 2022
You have done a fantastic job helping us understand every item listed throughout the mortgage process. Very great video presentations and emails. Couldn't have been more transparent if you tried 👍. Thanks again!
Loan Originator: Jay Jenkins

Melanie J. in Granite City, IL

Great Experience on February 4, 2022
Jay went above and beyond in every single aspect. He was timely, thorough, knowledgeable, professional, and extremely kind.
Loan Originator: Jay Jenkins

Kelsey H. in Saint Libory, IL

Great Experience on January 25, 2022
He was very helpful in answering questions quickly and thoroughly. He always kept us informed about the process.
Loan Originator: Jay Jenkins

Christopher H. in Saint Libory, IL

Great Experience on January 21, 2022
Jay made everything easy and explained things during the whole process so we knew what we were doing and what was coming next. If we had documents to sign or be proceed to him, it was in an easy way.
Loan Originator: Jay Jenkins

Lisa A. in Lebanon, IL

Great Experience on January 20, 2022
The videos Jay provided were extremely helpful.
Loan Originator: Jay Jenkins

Neil S. in Lebanon, IL

Great Experience on January 18, 2022
His videos clearly explained the details of the loan during multiple phases of the process.
Loan Originator: Jay Jenkins

Felicia B. in Cahokia, IL

Great Experience on January 7, 2022
Very informative, and helpful. And even though Angelica sorry if I misspelled her name but she was apart of Jay's team our brief encounter was great. Jay was always ready and eager to help in any way which made this process so much comfortable.
Loan Originator: Jay Jenkins

Kennedy E. in Belleville, IL

Great Experience on January 5, 2022
Jay was very thorough in his videos and was very pleasant and easy to get ahold of concerning questions
Loan Originator: Jay Jenkins

Hassan A. in Edwardsville, IL

Great Experience on December 17, 2021
Jay Jenkins and the team with great knowledge and professionalism have made my experience of buying a home less stressful and the wealth of experience to answer any questions and concerns from the first time on the phone even prior to commenting to proceed with USA mortgage was exceptional then the seriousness he put to make my mortgage close as scheduled was second to none I am fully satisfied and thankful to him and his team and would strongly recommend his services Thanks
Loan Originator: Jay Jenkins

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.