Photo of Jhoana Rios Kerley
Phone
MAIN: 314-550-9491
OFFICE: 314-550-9491
NMLS: 240547
Company NMLS: 227262

Jhoana Rios Kerley 

Senior Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 314-550-9491
OFFICE: 314-550-9491
NMLS: 240547
Company NMLS: 227262

Jhoana Rios Kerley 

Senior Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

294 Reviews Found. Average score 4.82 out of 5 Stars
Now showing page 1 of 37.

Catherine H. in Festus, MO

Great Experience on April 13, 2024
Destiny Wilton responded to every email and call and arranged appointments to see homes very quickly. She was personable and helped us so much.
Loan Originator: Jhoana Rios Kerley

Tammy P. in Ironton, MO

Great Experience on April 9, 2024
The Kerley team! Jhoana , Wes, Robert. Everyone working for your success.
Loan Originator: Jhoana Rios Kerley

Kayce P. in Foristell, MO

Great Experience on April 6, 2024
The support and communication
Loan Originator: Jhoana Rios Kerley

Claudia P. in Saint Louis, MO

Great Experience on April 4, 2024
Good experience!
Loan Originator: Jhoana Rios Kerley

Jesus L. in Saint Louis, MO

Great Experience on April 1, 2024
the good work and the help I receive, the work team is very attentive
Loan Originator: Jhoana Rios Kerley

Robert M. in Old Monroe, MO

Great Experience on March 11, 2024
Made me feel at home and a laid back atmosphere. Plus I got to drink a beer at closing 😎LOL
Loan Originator: Jhoana Rios Kerley

Ethan C. in Arnold, MO

Great Experience on January 28, 2024
From beginning to end, the experience was professional, efficient and made easy for my wife and I. The whole team at USA Mortgage is second to none. They went above and beyond to be available and coordinate with our work schedules. I would recommend USA Mortgage to anyone.
Loan Originator: Jhoana Rios Kerley

Taylor C. in Arnold, MO

Great Experience on January 27, 2024
Jhoana and her team went above and beyond for us throughout our loan process. They were available to answer many questions at many different times of the day and checked in with us frequently every step of the way. The financing process can be so much at times, but we truly felt that we were very well taken care of! We can’t thank you enough!
Loan Originator: Jhoana Rios Kerley

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.