Photo of Jhoana Rios Kerley
Phone
MAIN: 314-550-9491
OFFICE: 314-550-9491
NMLS #: 240547
Company NMLS #: 227262

Jhoana Rios Kerley 

Senior Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 314-550-9491
OFFICE: 314-550-9491
NMLS #: 240547
Company NMLS #: 227262

Jhoana Rios Kerley 

Senior Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!


Reviews

304 Reviews Found. Average score 4.82 out of 5 Stars
Now showing page 1 of 38.

Ofelia T. in O Fallon, MO

Great Experience on July 19, 2024
She is Informative, addresses questions and concerns as soon as possible which makes purchasing of our house smooth. We appreciate all her efforts in making this process easier.
Loan Originator: Jhoana Rios Kerley

Erica W. in Alton, IL

Great Experience on July 13, 2024
The communication was amazing.
Loan Originator: Jhoana Rios Kerley

James H. in Nashville, TN

Great Experience on July 6, 2024
She was wonderful
Loan Originator: Jhoana Rios Kerley

Cassandra N. in Saint Louis, MO

Great Experience on June 28, 2024
No matter what question I had the team was available through phone, text or email. The experience was smooth and painless. I meet them at a home seminar in late April and closed on my home in June.
Loan Originator: Jhoana Rios Kerley

Kevyn W. in Saint Peters, MO

Great Experience on May 31, 2024
You helped me become a first time homeowner
Loan Originator: Jhoana Rios Kerley

Josh M. in Saint Peters, MO

Great Experience on May 20, 2024
Knowledgeable
Loan Originator: Jhoana Rios Kerley

Elizabeth B. in Saint Louis, MO

Great Experience on May 6, 2024
Jhoana helped me through a really difficult situation. She did everything and then some to make things go as smooth and fast as she could. She had a heart of gold!
Loan Originator: Jhoana Rios Kerley

Alyssa V. in Washington, MO

Great Experience on May 4, 2024
Very responsive, helpful and informative
Loan Originator: Jhoana Rios Kerley

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.