Photo of Jhoana Rios Kerley
Phone
MAIN: 314-550-9491
OFFICE: 314-550-9491
NMLS: 240547
Company NMLS: 227262

Jhoana Rios Kerley 

Senior Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 314-550-9491
OFFICE: 314-550-9491
NMLS: 240547
Company NMLS: 227262

Jhoana Rios Kerley 

Senior Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

288 Reviews Found. Average score 4.82 out of 5 Stars
Now showing page 2 of 36.

Elizabeth C. in Saint Louis, MO

Great Experience on December 16, 2023
Having a business made it a lot harder and they got it done.
Loan Originator: Jhoana Rios Kerley

Megan P. in Leadwood, MO

Great Experience on December 10, 2023
My realtor sucked (Daniell Fitzgerald) but you guys stayed in contact all the time, helped me navigate, had great communication, etc. I really appreciate it. I talk highly of your team to people & would recommend.
Loan Originator: Jhoana Rios Kerley

Cherice B. in Saint Louis, MO

Great Experience on December 7, 2023
Timely and pleasant
Loan Originator: Jhoana Rios Kerley

Freda L. in Saint Louis, MO

Great Experience on December 4, 2023
Jhoana and her team were very awesome. They communicated well and answered all questions.
Loan Originator: Jhoana Rios Kerley

Efrain P. in Saint Louis, MO

Great Experience on December 2, 2023
She is always available and energetic. Sympathies with my situation and have multiple options.
Loan Originator: Jhoana Rios Kerley

Ivan G. in Saint Louis, MO

Great Experience on November 29, 2023
Everything was very fast and clear from the first day I would definitely recommend them to my friends and family
Loan Originator: Jhoana Rios Kerley

Dawn W. in Saint Louis, MO

Great Experience on November 17, 2023
They made the process very easy! Any questions we had, the team always had answers or walked us through the steps. We had started out with a different lender at first. But their process was a lot longer time wise. With the market the way it is now, we didn’t have time to waste! They cut the time for our approval from over a month with the other lender! Outstanding!
Loan Originator: Jhoana Rios Kerley

Nathaniel P. in Saint Louis, MO

Great Experience on October 30, 2023
They answered all the questions I had and provided great service when needed.
Loan Originator: Jhoana Rios Kerley

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.