Photo of Justin  Holyszko
Phone
MAIN: 989-245-0373
OFFICE: --
NMLS #: 170956
Company NMLS #: 227262

Justin Holyszko 

Sales Manager 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 989-245-0373
OFFICE: --
NMLS #: 170956
Company NMLS #: 227262

Justin Holyszko 

Sales Manager 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

*** Serving Bay City, MI residents. ***

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!


Reviews

247 Reviews Found. Average score 4.77 out of 5 Stars
Now showing page 1 of 31.

Jason R. in Saginaw, MI

Great Experience on April 26, 2024
My agent Justin would answer any of my questions i needed answered and tell me the do’s and don’t about getting the loan and was very friendly
Loan Originator: Justin Holyszko

Kylie R. in Bay City, MI

Great Experience on April 10, 2024
Justin was super easy to work with. As a first time home buyer he made the process a breeze. He answered all of our questions. I would recommend him to anyone!
Loan Originator: Justin Holyszko

Krystal C. in Bay City, MI

Great Experience on April 6, 2024
Quick communication and quick actions!
Loan Originator: Justin Holyszko

Lynch S. in Munger, MI

Great Experience on March 30, 2024
Just everything in general
Loan Originator: Justin Holyszko

Ashleigh P. in Bay City, MI

Great Experience on March 22, 2024
Justin was amazing to work with! Excellent customer service throughout the entire process. He was efficient, knowledgeable, and made buying a house stress-free!
Loan Originator: Justin Holyszko

Ryan P. in Bay City, MI

Great Experience on March 22, 2024
Justin was great with all stages of the mortgage process
Loan Originator: Justin Holyszko

Ann V. in Clarkston, MI

Great Experience on February 14, 2024
Justin was in contact with me every step of the way. He processed my loan quickly without issue. All of my questions were answered immediately. Justin was very professional at all times. I received GREAT service.
Loan Originator: Justin Holyszko

Walter L. in Saginaw, MI

Great Experience on February 6, 2024
I AM VERY GREATFUL BEING ON DISABILITY IT SAVED ME HUNDREDS A MONTH , EVRYONE WAS VERY POLITE AND COURTIOUS , i KNOW IM NOT THE EASIEST PERSON TO DEAL WITH DOING EVERYTHING ONLINE IS PRETTY MUCH CONFUSING FOR ME BUT YOU EXPLAINED AND WERE VERY HELPFUL. I THANK YOU VERY MUCH
Loan Originator: Justin Holyszko

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.