Photo of Justin  Holyszko
Phone
MAIN: 989-245-0373
OFFICE: --
NMLS: 170956
Company NMLS: 227262

Justin Holyszko 

Sales Manager 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 989-245-0373
OFFICE: --
NMLS: 170956
Company NMLS: 227262

Justin Holyszko 

Sales Manager 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

*** Serving Bay City, MI residents. ***

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

241 Reviews Found. Average score 4.77 out of 5 Stars
Now showing page 2 of 31.

Ronald in Saginaw, MI

Great Experience on September 10, 2023
Justin was great to work with, despite a challenging situation involving the agent on the other side of the transaction. I would definitely recommend him to clients in the future.
Loan Originator: Justin Holyszko

Stacie in Bay City, MI

Great Experience on August 24, 2023
Five Stars!
Loan Originator: Justin Holyszko

Karen in Tawas City, MI

Great Experience on August 22, 2023
The loan process was smooth and fast!
Loan Originator: Justin Holyszko

Scott L. in Bay City, MI

Great Experience on August 18, 2023
Justin was always available to me, and he was quick to respond to all of my questions. He also is incredibly personable. An all-around awesome experience!
Loan Originator: Justin Holyszko

Russ D.

Great Experience on August 18, 2023
Justin made the whole process smooth,quick,and understanding of everything! Very fast response on any questions I had and great communication through it All. Highly recommend him very professional! Job well done Justin thank you again.
Loan Originator: Justin Holyszko

Kristin T. in Kawkawlin, MI

Great Experience on August 17, 2023
Timely, answered questions, was helpful with anything we needed.
Loan Originator: Justin Holyszko

Clinton B. in Twining, MI

Great Experience on August 2, 2023
Having all of the information I needed to provide communicated to me in the beginning instead of every couple of days finding out I had more and more documents I needed to turn in.
Loan Originator: Justin Holyszko

Craig in Saginaw, MI

Great Experience on July 2, 2023
Good communication throughout the process.
Loan Originator: Justin Holyszko

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.