Photo of Justin  Holyszko
Phone
MAIN: 989-245-0373
OFFICE: --
NMLS: 170956
Company NMLS: 227262

Justin Holyszko 

Sales Manager 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 989-245-0373
OFFICE: --
NMLS: 170956
Company NMLS: 227262

Justin Holyszko 

Sales Manager 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

*** Serving Bay City, MI residents. ***

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

241 Reviews Found. Average score 4.77 out of 5 Stars
Now showing page 3 of 31.

Scott W. in Saginaw, MI

Great Experience on June 30, 2023
Justin made the entire process easy to understand and interpret all the information being sent to me I’m not sure I could have done it without his help….. 10/10 would recommend to everyone from first time to the experienced!!! Once again thank you for all your help I look forward to making memories in my new home!
Loan Originator: Justin Holyszko

Latoya S. in Saginaw, MI

Great Experience on June 25, 2023
The went above and beyond to make sure I had everything I needed
Loan Originator: Justin Holyszko

Cameron H. in Beaverton, MI

Great Experience on June 18, 2023
Justin was awesome through our entire home buying journey. This was our first time buying a home and we had many questions about the buying process. Justin answered every question and worked hard to get us all the information that we needed. His responsiveness is very good, usually responding to email or text within minutes. This was a great overall experience with the Academy team.
Loan Originator: Justin Holyszko

Eric A. in Auburn, MI

Great Experience on May 29, 2023
Communication and hard work to ensure paperwork and loan process went smoothly and efficiently. Would definitely recommend academy mortgage and Justin to others that I know will be looking to buy a house. Thank you
Loan Originator: Justin Holyszko

Charlotte G. in Midland, MI

Great Experience on May 26, 2023
My questions were always answered throughout the process!
Loan Originator: Justin Holyszko

Ryan T. in Bay City, MI

Great Experience on May 21, 2023
The process was straightforward, with very little additional work needing to be performed on our end.
Loan Originator: Justin Holyszko

Khelli C. in Freeland, MI

Great Experience on May 17, 2023
Academy mortgage was great to work with. Very grateful for Justin and his team.
Loan Originator: Justin Holyszko

Scott B. in Essexville, MI

Great Experience on May 16, 2023
Justin was so helpful and his response time was amazing
Loan Originator: Justin Holyszko

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.