Photo of Justin  Holyszko
Phone
MAIN: 989-245-0373
OFFICE: --
NMLS: 170956
Company NMLS: 227262

Justin Holyszko 

Sales Manager 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 989-245-0373
OFFICE: --
NMLS: 170956
Company NMLS: 227262

Justin Holyszko 

Sales Manager 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

*** Serving Bay City, MI residents. ***

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

241 Reviews Found. Average score 4.77 out of 5 Stars
Now showing page 30 of 31.

Amber in Bentley, MI

Great Experience on April 27, 2020
My number one priority is to deliver information to my clients as prompt as I can. So with that being said communication with all parties involved in a transaction are crucial. I want to thank Justin for answering calls, texts and emails even when it is the weekend this way everyone is aware with what needs to be done and where we are at in the process. This way if anything comes up we are able to take care of any obstacles as quickly as possible.
Loan Originator: Justin Holyszko

Danielle E. in Bentley, MI

Great Experience on April 27, 2020
Buying a house during a pandemic was very challenging, but Justin & his team worked hard to get it done and get us into our new home in the timeliness we needed.
Loan Originator: Justin Holyszko

Bradley H. in Bay City, MI

Great Experience on April 14, 2020
Speed and accuracy
Loan Originator: Justin Holyszko

Heather J. in Bay City, MI

Great Experience on April 2, 2020
Great service !
Loan Originator: Justin Holyszko

Justin P. in Bay City, MI

Great Experience on March 28, 2020
I didn't have to see him once during corona!
Loan Originator: Justin Holyszko

Joshua K. in Linwood, MI

Great Experience on March 26, 2020
Quick efficient work made it easy on my part in making my refinance go smoothly
Loan Originator: Justin Holyszko

Zachary W. in Saginaw, MI

Great Experience on March 22, 2020
Quick response time.
Loan Originator: Justin Holyszko

Re/max in Midland, MI

Great Experience on March 12, 2020
The entire team at Academy did a Great job. They worked hard to overcome some Appraisal issues.
Loan Originator: Justin Holyszko

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.