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Portrait of Justin Lackey
MAIN: 636-345-0910
OFFICE: 573-818-2248
NMLS: 1724051
Company NMLS: 227262

Justin Lackey 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 636-345-0910
OFFICE: 573-818-2248
NMLS: 1724051
Company NMLS: 227262

Justin Lackey 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

182 Reviews Found. Now showing page 3 of 19.

Christopher A. in Versailles, MO

Great Experience on June 2, 2021
his communication with us. Justin made it all sound so easy. I was nervous to get a house and all the paper work we had to sign and all the documents we had to provide was stressful but he made it seem easy. In a blink of a eye the whole buying a house process was over id recommend him to anyone. He was nice, respectful, eager to work with us, eager to get us in a home. Because of him we now have a place to sleep and a place to start a family in.
Loan Originator: Justin Robert Lackey

Darren A. in Columbia, MO

Great Experience on June 2, 2021
Justin always has the upmost character and professionalism in any transaction
Loan Originator: Justin Robert Lackey

Jocelyn L. in Versailles, MO

Great Experience on May 29, 2021
Justin was extremely helpful and made the entire process easy and simple. My fiance and were first time home buyers and had no idea were to start. Justin answered every question and helped us understand every step. He really worked hard for us to get our dream home. I highly recommend him to anyone about to start this process especially first time buyers.
Loan Originator: Justin Robert Lackey

Christopher L. in Versailles, MO

Great Experience on May 26, 2021
Justin made buying a house so easy. The paperwork was so smooth with him. The dedication and time spent on helping us was amazing. He went above and beyond to help us. We knew nothing and he told us everything.
Loan Originator: Justin Robert Lackey

Donnie W. in California, MO

Great Experience on May 19, 2021
Justin Lackey at USA mortgage is one of the best! He helped my with my first home loan two years ago and then again here recently to refinance my home. The process is always so smooth and he always keeps you informed. He made the process so easy and always communicated with me timely. He is one to set goals and reach them. If you are looking for someone to help you with a loan --Justin is your guy! Thanks again Justin!
Loan Originator: Justin Robert Lackey

Lindsey J. in Columbia, MO

Great Experience on May 18, 2021
I was a first time home buyer. Justin not only helped with my loan but also walked me through everything I might possibly need to know. There was no such thing as stupid questions and we touched base at least once a week. I felt and still feel fully supported throughout this process.
Loan Originator: Justin Robert Lackey

Emma N. in Columbia, MO

Great Experience on May 17, 2021
Justin was always on top of everything and helped us understand the real estate jargon. This is our first home purchase and everything was so easy with Justin! We cannot thank you enough!
Loan Originator: Justin Robert Lackey

Zachary B. in Columbia, MO

Great Experience on May 5, 2021
Fast response times. Always made sure I had the information I needed, good or bad. He walked me threw everything and made sure I understood everything I was doing.
Loan Originator: Justin Robert Lackey

Tracy B.

Great Experience on April 8, 2021
Justin and his team made the entire process easy and pain free. Justin has been very good at communicating with me and making sure I understood each process as we went through it. He has stayed in constant contact and did not leave me hanging wondering what was going on. He is very polite and knowledgeable. I felt very comfortable trusting Justin and his advice.
Loan Originator: Justin Robert Lackey

Sean M. in Columbia, MO

Great Experience on April 2, 2021
Great communication!
Loan Originator: Justin Robert Lackey

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.