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Portrait of Laci Sosa
MAIN: 605-690-9005
OFFICE: 605-690-9005
NMLS: 1110842
Company NMLS: 227262

Laci Sosa 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 605-690-9005
OFFICE: 605-690-9005
NMLS: 1110842
Company NMLS: 227262

Laci Sosa 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

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Click link to see applicable state licensing.

About

I am Laci Sosa, and I am the daughter of 2 teachers who transformed into small business owners….so having my own small business is in my blood, as is education and customer service. I worked in the entertainment industry as an actress & producer in Hollywood for 7 years but it never felt like home….hence my relocation to South Dakota.

Upon moving back to my South Dakota roots in 2011, I became committed to treating others the way I would want to be treated & I bring that compassion & excitement to the mortgage industry. I lived through the pop of the housing bubble in LA & I saw friends displaced due to irresponsible lending & predatory practices. In choosing me as your mortgage lender, you will never feel confused or taken advantage of due to my deep-held beliefs of fairness & seeing justice for all.

Merging my real-world Hollywood experience and personal passions allows me to bring a unique flavor to the mortgage industry. As your mortgage lender, my promise is to hold your values as highly as I hold my own. Honesty & transparency are my top priority. The brand of USA Mortgage couldn’t be more perfect because I’m a true patriot who wants to help everyone achieve the American dream!
I’m living my own American dream in the beautiful Black Hills of South Dakota, home to Mount Rushmore, Crazy Horse, and Ellsworth Airforce Base. I have two children, Gavin and Shayla, and we make our home in Rapid City, SD.

Reviews

63 Reviews Found. Average score 4.9 out of 5 Stars
Now showing page 1 of 8.

Mischa L. in Rapid City, SD

Great Experience on December 20, 2022
Laci was completely transparent with me the whole time. I really felt like my best interests were important to her. She made the process very easy. I will definitely recommend anyone to her and go back to her for any needs I have in the future.
Loan Originator: Laci Sosa

Tracy H. in Rapid City, SD

Great Experience on December 13, 2022
We had a situation arrive within days of closing and Laci figured out a solution, so we could close!
Loan Originator: Laci Sosa

Justin L. in Rapid City, SD

Great Experience on December 12, 2022
Laci was great to work with, she made the process painless and was extremely efficient getting everything done, Fastest I’ve ever seen. I I would work with Laci and her team again as well as recommend to everyone I know.
Loan Originator: Laci Sosa

Penny D. in Box Elder, SD

Great Experience on November 22, 2022
Lasi was great. And helpful to work with and had our needs in mind
Loan Originator: Laci Sosa

Brittany R. in Platte, SD

Great Experience on November 21, 2022
Laci was always so friendly and honest. She answered all my questions and if she wasn't sure she would check in to it and get back to me promptly. The communication with Laci was open and honest and very personable! She made the loan process feel like a breeze!
Loan Originator: Laci Sosa

Jason S. in Rapid City, SD

Great Experience on October 15, 2022
We had to purchase our house while I was in Rapid City and my wife was still back in Omaha. Laci made every step and simple as possible and kept the stress of the purchase to a minimum! Thank you very much
Loan Originator: Laci Sosa

Kaleigh M. in Rapid City, SD

Great Experience on October 10, 2022
Title company better communication
Loan Originator: Laci Sosa

Jeremy C. in Box Elder, SD

Great Experience on August 30, 2022
great communication and advice
Loan Originator: Laci Sosa

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.