Photo of Laci Sosa
Phone
MAIN: 605-690-9005
OFFICE: 605-690-9005
NMLS: 1110842
Company NMLS: 227262

Laci Sosa 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 605-690-9005
OFFICE: 605-690-9005
NMLS: 1110842
Company NMLS: 227262

Laci Sosa 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

I am Laci Sosa, and I am the daughter of 2 teachers who transformed into small business owners….so having my own small business is in my blood, as is education and customer service. I worked in the entertainment industry as an actress & producer in Hollywood for 7 years but it never felt like home….hence my relocation to South Dakota.

Upon moving back to my South Dakota roots in 2011, I became committed to treating others the way I would want to be treated & I bring that compassion & excitement to the mortgage industry. I lived through the pop of the housing bubble in LA & I saw friends displaced due to irresponsible lending & predatory practices. In choosing me as your mortgage lender, you will never feel confused or taken advantage of due to my deep-held beliefs of fairness & seeing justice for all.

Merging my real-world Hollywood experience and personal passions allows me to bring a unique flavor to the mortgage industry. As your mortgage lender, my promise is to hold your values as highly as I hold my own. Honesty & transparency are my top priority. The brand of USA Mortgage couldn’t be more perfect because I’m a true patriot who wants to help everyone achieve the American dream!
I’m living my own American dream in the beautiful Black Hills of South Dakota, home to Mount Rushmore, Crazy Horse, and Ellsworth Airforce Base. I have two children, Gavin and Shayla, and we make our home in Rapid City, SD.

Reviews

83 Reviews Found. Average score 4.91 out of 5 Stars
Now showing page 1 of 11.

Nathan B. in Rapid City, SD

Great Experience on April 13, 2024
Laci sosa .
Loan Originator: Laci Sosa

Jean J. in Rapid City, SD

Great Experience on March 27, 2024
Everything. The whole process
Loan Originator: Laci Sosa

Lindsey S. in Rapid City, SD

Great Experience on January 29, 2024
Laci and her team were very professional and prompt throughout the process.
Loan Originator: Laci Sosa

Stephanie H. in Hermosa, SD

Great Experience on January 23, 2024
Laci and Victoria were amazing through the entire process. I never has to wonder what was going on - they stayed in communication every step of the way. They patiently answered every single one of my questions, and cheerfully tackled any unexpected obstacle. I cannot say enough positive things about them both!
Loan Originator: Laci Sosa

Sean H. in Rapid City, SD

Great Experience on December 18, 2023
She came to meet with us when she wasn't feeling the best.
Loan Originator: Laci Sosa

Renee H. in Rapid City, SD

Great Experience on December 15, 2023
Personable, knowledgeable, and dedicated.
Loan Originator: Laci Sosa

Douglas K. in Hot Springs, SD

Great Experience on November 20, 2023
A few things slipped through the cracks, maybe because of the SDHDA program (spouse on title, point/rate adjustment). Overall very pleasant to work with and professional, especially considering this was my first time buying a home.
Loan Originator: Laci Sosa

Frederick M. in Rapid City, SD

Great Experience on October 27, 2023
Communication was great and helping us understand any questions we had.
Loan Originator: Laci Sosa

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.