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Portrait of Laci Sosa
MAIN: 605-690-9005
OFFICE: 605-690-9005
NMLS: 1110842
Company NMLS: 227262

Laci Sosa 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 605-690-9005
OFFICE: 605-690-9005
NMLS: 1110842
Company NMLS: 227262

Laci Sosa 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

I am Laci Sosa, and I am the daughter of 2 teachers who transformed into small business owners….so having my own small business is in my blood, as is education and customer service. I worked in the entertainment industry as an actress & producer in Hollywood for 7 years but it never felt like home….hence my relocation to South Dakota.

Upon moving back to my South Dakota roots in 2011, I became committed to treating others the way I would want to be treated & I bring that compassion & excitement to the mortgage industry. I lived through the pop of the housing bubble in LA & I saw friends displaced due to irresponsible lending & predatory practices. In choosing me as your mortgage lender, you will never feel confused or taken advantage of due to my deep-held beliefs of fairness & seeing justice for all.

Merging my real-world Hollywood experience and personal passions allows me to bring a unique flavor to the mortgage industry. As your mortgage lender, my promise is to hold your values as highly as I hold my own. Honesty & transparency are my top priority. The brand of USA Mortgage couldn’t be more perfect because I’m a true patriot who wants to help everyone achieve the American dream!
I’m living my own American dream in the beautiful Black Hills of South Dakota, home to Mount Rushmore, Crazy Horse, and Ellsworth Airforce Base. I have two children, Gavin and Shayla, and we make our home in Rapid City, SD.

Reviews

41 Reviews Found. Now showing page 1 of 5.

Jeffrey M. in Rapid City, SD

Great Experience on November 28, 2021
The attention to paperwork that was needed to make the loan go through smoothly.
Loan Originator: Laci Sosa

Jonathan B. in Spearfish, SD

Great Experience on November 12, 2021
Laci was available at any time to answer any questions we had and always responded quickly. We felt comfortable throughout the loan process.
Loan Originator: Laci Sosa

Justice F. in Rapid City, SD

Great Experience on October 20, 2021
Laci was very communicative, supportive, patient, and caring. From our first meeting before we even decided to commit to working with Laci, to the closing day, Laci gave us so much of her time answering all of our new-homeowner questions! Her personality and overall demeanor are wonderful! Never once did we feel like she was rushing the process. Laci is the best!
Loan Originator: Laci Sosa

Sarah L. in Rapid City, SD

Great Experience on October 20, 2021
Laci and team made this an effortless experience. We will definitely pass your company’s info on! Thank you!
Loan Originator: Laci Sosa

Ashley S. in Rapid City, SD

Great Experience on October 15, 2021
Laci really cares for her clients and wants what’s best for them. She is honest and upfront with information.
Loan Originator: Laci Sosa

Neill G. in Rapid City, SD

Great Experience on September 30, 2021
Laci was very helpful and took care of us from beginning to end
Loan Originator: Laci Sosa

Donald Z. in Box Elder, SD

Great Experience on September 25, 2021
Laci was a big help
Loan Originator: Laci Sosa

Kyle M. in Volin, SD

Great Experience on September 2, 2021
Good communication
Loan Originator: Laci Sosa

Tiffany N. in Rapid City, SD

Great Experience on August 10, 2021
The whole entire process seemed so smooth and fast. The only thing that slowed it down was waiting for the appraiser. Laci was great to work with and was quick to respond when we had questions. It really seemed too good to be true how easy it all was. There were never any issues. And I never once had to go anywhere, it was all done right from my computer.
Loan Originator: Laci Sosa

Arman Z. in Rapid City, SD

Great Experience on July 29, 2021
She was very friendly and helpful. Met with us right away and gave us a thorough explanation of the process and the benefits. She was easy to contact if we had questions and supported us when we had concerns about our appraisal. She was overall just very helpful and pleasant and made the process very smooth
Loan Originator: Laci Sosa

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.