Company NMLS: 227262
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Company NMLS: 227262
Get ready to get approved!
It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:
- Two most recent years W2s
- Two most recent years tax returns (personal & business if applicable)
- Two most recent paystubs
- Two most recent months bank statements
- Two most recent months 401K or retirement statement
- Copy of front of valid drivers license
Click link to see applicable state licensing.
I am Laci Sosa, and I am the daughter of 2 teachers who transformed into small business owners….so having my own small business is in my blood, as is education and customer service. I worked in the entertainment industry as an actress & producer in Hollywood for 7 years but it never felt like home….hence my relocation to South Dakota.
Upon moving back to my South Dakota roots in 2011, I became committed to treating others the way I would want to be treated & I bring that compassion & excitement to the mortgage industry. I lived through the pop of the housing bubble in LA & I saw friends displaced due to irresponsible lending & predatory practices. In choosing me as your mortgage lender, you will never feel confused or taken advantage of due to my deep-held beliefs of fairness & seeing justice for all.
Merging my real-world Hollywood experience and personal passions allows me to bring a unique flavor to the mortgage industry. As your mortgage lender, my promise is to hold your values as highly as I hold my own. Honesty & transparency are my top priority. The brand of USA Mortgage couldn’t be more perfect because I’m a true patriot who wants to help everyone achieve the American dream!
I’m living my own American dream in the beautiful Black Hills of South Dakota, home to Mount Rushmore, Crazy Horse, and Ellsworth Airforce Base. I have two children, Gavin and Shayla, and we make our home in Rapid City, SD.