Company NMLS: 227262
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Company NMLS: 227262
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It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:
- Two most recent years W2s
- Two most recent years tax returns (personal & business if applicable)
- Two most recent paystubs
- Two most recent months bank statements
- Two most recent months 401K or retirement statement
- Copy of front of valid drivers license
Click link to see applicable state licensing.
With three decades of experience in construction, real estate, and finance, Larry Carpenter is committed to excellence in the mortgage loan process. Whether it’s a purchase or a refinance, educating his clients with the knowledge of mortgage and credit markets to accomplish their objective is a top priority. He understands that everyone’s financial situation is different. Guiding the first-time home buyer or high net worth individuals that consider selling, buying, refinancing, or even building a dream home will require a forensic approach to their short and long-term goals. Restructuring debt for college education, elderly care, investment property, or even the purchase of a second home can be achieved with proper equity management. Larry, his wife Cindy, and their 12-year-old Beagle-Basset Rudy reside in the Weldon Spring. Missouri natives and lifelong St. Louis Cardinals fans were fortunate to live in the mountains just south of Durango Colorado and near the beach in Florida. Snow skiing, trout fishing, traveling abroad, friends, family, and volunteering at non-profit orgs leads to long-term relationships…and some become clients! Please feel free to contact him directly: 314-628-2119 or [email protected]
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