Company NMLS: 227262
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Company NMLS: 227262
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It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:
- Two most recent years W2s
- Two most recent years tax returns (personal & business if applicable)
- Two most recent paystubs
- Two most recent months bank statements
- Two most recent months 401K or retirement statement
- Copy of front of valid drivers license
Click link to see applicable state licensing.
When it comes to mortgages for a home purchase or refinance, people want a process that is simplified and has their financial goals in mind, but they also want their Mortgage Loan Officer to treat them personally with care, understanding, professionalism, and empathy. Lauree Leyland with Volunteer Mortgage Group / USA Lending gets that.
A self-admitted “people person”, Lauree has never met a stranger and loves helping her family, her community, and her clients. “I love that I can work in an industry that many people find challenging and stressful, and have made it an outlet to make a difference in people’s lives and in the lives of their family and community as well. I have always been service-oriented, whether it was on the mission field in the Cumberland Mountains, in Guatemala after the earthquakes or as a university administrator working one-on-one with students for 16 years or with a few of the Tennessee Titans by helping them organize and host their individual charities and events, the most rewarding part of any job has been impacting lives for the better. My career as a mortgage professional is another extension of that premier life goal. I am passionate about doing more than just “the job”. I am passionate about what improves the well-being and financial future of my clients, and I am passionate about making my clients feel that when the process is done, I am not only their loan officer but a friend.”
Volunteer Mortgage Group / USA Lending has a relationship with over 50 lenders offering a wide variety of products and options that can be tailored to meet the individual needs of each client. This allows Lauree to find the very best fit for their financial goals with only one credit pull and one application. That is a big-time saver! Whether it is a conventional loan, VA, USDA, FHA, Jumbo, Reverse Refinance, or Reverse Purchase, having so many options is a big plus for clients. The professionals on her team at Volunteer Mortgage have a combined 50+ years of experience and share Lauree’s commitment to providing excellent, personalized services.
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