Skip to main content
Photo of Loraine Young
Phone Icon
MAIN: 423-605-1353
OFFICE: 423-605-1353
NMLS: 1669040
Company NMLS: 227262

Loraine Young 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone Icon
MAIN: 423-605-1353
OFFICE: 423-605-1353
NMLS: 1669040
Company NMLS: 227262

Loraine Young 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

68 Reviews Found. Average score 4.97 out of 5 Stars
Now showing page 1 of 9.

Melissa S. in Soddy Daisy, TN

Great Experience on May 31, 2023
Yes Loraine made everything so easy. Everything went so smooth in a already stressful situation.
Loan Originator: Loraine Cook Young

Daniel S. in Soddy Daisy, TN

Great Experience on May 28, 2023
Loraine I extremely knowledgeable and friendly. She was extremely responsive, and made this stressful process run very smooth.
Loan Originator: Loraine Cook Young

Steven W. in Dalton, GA

Great Experience on May 26, 2023
Being self employed my situation was pretty complicated. Loraine communicated very well through the whole process. And got it done! Very grateful
Loan Originator: Loraine Cook Young

Randi F. in Chickamauga, GA

Great Experience on March 18, 2023
Loraine is very prompt and helpful.
Loan Originator: Loraine Cook Young

Steven A. in Chattanooga, TN

Great Experience on February 28, 2023
Great communication and made this process. Very simple.
Loan Originator: Loraine Cook Young

Diane R. in Ringgold, GA

Great Experience on February 25, 2023
I kept having to send paperwork and sometimes same thing but got lost on the mtg app.
Loan Originator: Loraine Cook Young

Jimmy L. in Cohutta, GA

Great Experience on December 28, 2022
Fast communication. Friendly. Professional. Accurate.
Loan Originator: Loraine Cook Young

Emily T. in Chattanooga, TN

Great Experience on December 11, 2022
For the first time buying a house, Mrs. Young made sure we understood the process and answered every single question we had promptly. She made the process of buying a house a little less stressful.
Loan Originator: Loraine Cook Young

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.