Photo of Loraine Young
Phone
MAIN: 423-605-1353
OFFICE: 423-605-1353
NMLS: 1669040
Company NMLS: 227262

Loraine Young 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 423-605-1353
OFFICE: 423-605-1353
NMLS: 1669040
Company NMLS: 227262

Loraine Young 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

75 Reviews Found. Average score 4.97 out of 5 Stars
Now showing page 1 of 10.

Diane R. in Fort Oglethorpe, GA

Great Experience on October 11, 2023
This is the 2nd time I've used Loraine for a home loan. This time everything went so smooth and she was on top of it all. Whenever I had questions, no matter the time or day, she was there with answers. Loraine had my paperwork ready to close each and every time the closing date was changed due to another buyer. She has taught me how do different things on the computer and how to get items to her with my lack of technical knowledge. She has always had patience and understanding with me. I consider her a true friend with what we've been through together and I will cherish that friendship. I'm not good with words, but she is the best of the best in all aspects. When we met in person after my 1st closing she was so pleasant and caring. I don't plan on buying any more houses, but I do plan on keeping in contact with Loraine.
Loan Originator: Loraine Cook Young

Kevin H. in Dayton, TN

Great Experience on October 11, 2023
Had no problems during the whole process
Loan Originator: Loraine Cook Young

Aaron T. in Ringgold, GA

Great Experience on September 25, 2023
Loraine had great response time and made the process much smoother than I believed it could be. It was stress-free, and she helped us get to where we needed to be.
Loan Originator: Loraine Cook Young

Joshua B. in La Fayette, GA

Great Experience on September 9, 2023
Loraine was there to help us at any moment night or day. She always went above and beyond, I really don’t feel that we could have had anyone better.
Loan Originator: Loraine Cook Young

Jaycee B. in La Fayette, GA

Great Experience on September 6, 2023
Loraine was always there when we needed her. She was always quick on telling us that we needed to submit something and telling us if we needed to fix anything. Everything was simple and straightforward with her. She’s awesome!
Loan Originator: Loraine Cook Young

Thomas B. in Dalton, GA

Great Experience on August 3, 2023
Quick and easier than any other
Loan Originator: Loraine Cook Young

Morgan S. in Trenton, GA

Great Experience on July 31, 2023
Great communication. Quick responses. Nice and friendly.
Loan Originator: Loraine Cook Young

Melissa S. in Soddy Daisy, TN

Great Experience on May 31, 2023
Yes Loraine made everything so easy. Everything went so smooth in a already stressful situation.
Loan Originator: Loraine Cook Young

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.