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Portrait of Loraine Young
MAIN: 423-605-1353
OFFICE: 423-605-1353
NMLS: 1669040
Company NMLS: 227262

Loraine Young 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 423-605-1353
OFFICE: 423-605-1353
NMLS: 1669040
Company NMLS: 227262

Loraine Young 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

62 Reviews Found. Average score 4.96 out of 5 Stars
Now showing page 1 of 8.

Jimmy L. in Cohutta, GA

Great Experience on December 28, 2022
Fast communication. Friendly. Professional. Accurate.
Loan Originator: Loraine Cook Young

Emily T. in Chattanooga, TN

Great Experience on December 11, 2022
For the first time buying a house, Mrs. Young made sure we understood the process and answered every single question we had promptly. She made the process of buying a house a little less stressful.
Loan Originator: Loraine Cook Young

William T. in Chattanooga, TN

Great Experience on December 7, 2022
Great timely advice and flexible to our needs. Patient, but firm on what was needed.
Loan Originator: Loraine Cook Young

Phillip W. in Dalton, GA

Great Experience on November 7, 2022
Aside from having purchased 8 different homes over my adult life, I am also a “recovering” Realtor. Over the years of working in this capacity, I developed working relationships (friendships, even) with several loan originators, with whom I was impressed. They however, do not hold a candle to Loraine who showed exemplary courtesy, product knowledge, professionalism and was just a downright JOY to work with!!
Loan Originator: Loraine Cook Young

Rothel P. in Rossville, GA

Great Experience on September 26, 2022
Very accommodating
Loan Originator: Loraine Cook Young

Brandon W. in La Fayette, GA

Great Experience on September 7, 2022
Loraine was very easy to work with and communicated every step along the way.
Loan Originator: Loraine Cook Young

Nicholas C. in La Fayette, GA

Great Experience on August 23, 2022
My wife sent Loraine a email reaching out to Loraine late on a Saturday and by Sunday morning we were communicating with her and by Sunday afternoon she had the process started. She was available with any questions I came across and made the process extremely easy and pleasant.
Loan Originator: Loraine Cook Young

Scott P. in Hixson, TN

Great Experience on July 23, 2022
Loraine was wonderful to work with. We were lucky to have her. Thanks!
Loan Originator: Loraine Cook Young

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.