Photo of Mario Vargas
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MAIN: 925-705-1378
OFFICE: 925-705-1378
NMLS: 287699
Company NMLS: 227262

Mario Vargas 

Retail Branch Manager 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone Icon
MAIN: 925-705-1378
OFFICE: 925-705-1378
NMLS: 287699
Company NMLS: 227262

Mario Vargas 

Retail Branch Manager 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

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Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

44 Reviews Found. Average score 4.92 out of 5 Stars
Now showing page 1 of 6.

Nicholas A. in Concord, CA

Great Experience on September 9, 2023
We were first time homebuyers and Mario was very kind, helpful and communicative throughout the process. He is very knowledgeable and helped us step by step, explaining whatever we didn’t know or understand and he was available to talk 24/7 whenever we needed him. Mario was also able to get us an APR below the average market rate.
Loan Originator: Mario Vargas

Sam M.

Great Experience on August 30, 2023
It was a great experience to work with Mr. Mario Vargas. He is extremely professional, trustworthy, Diligent, friendly, kind, knowledgeable, and experienced in his field of real estate. Me and my sister purchased three homes through him in Antioch recently and we know that in the future, each time we decide to purchase a new home, we would call Mr. Vargas first before taking any other steps. He just makes the process so easy and understandable. There are only 5 stars to give here, but I would give him at least 10 stars if I could. Thank you for all your help, and professionalism, Mr. Vargas. God bless you Sam.
Loan Originator: Mario Vargas

Ken F.

Great Experience on August 9, 2023
It was such a pleasure working with Mario, he was more than accommodating with my buyer's, he went way beyond your usual lender, Mario took his time on numerous occasions to go over the whole process to my buyer's. Mario's expertise made this transaction go so fast and smooth. We all appreciate everything he has done. Mario now has a faithful Real Estate Agent that will be using him on most of my transactions.
Loan Originator: Mario Vargas

Angel G. in Santa Rosa, CA

Great Experience on July 30, 2023
Mario came through for us big time! I don’t think anyone else could do what Mario did, if I would of known what Mario could do I would of bought a house a long time ago, I was stressed with the money part and in the end all I felt was blessed, thank you Mario. -Angel
Loan Originator: Mario Vargas

Cristina G. in Santa Rosa, CA

Great Experience on July 26, 2023
Everything was pretty thorough and the system used for the doc signing was excellent
Loan Originator: Mario Vargas

John K. in Oakland, CA

Great Experience on July 18, 2023
Mario's tenacity and ability to close the deal when another mortgage company could not.
Loan Originator: Mario Vargas

Shannon K. in Oakland, CA

Great Experience on July 12, 2023
Mario came in when another broker couldn't make it work. Mario knew the ins and outs of more complex property requirements, explained everything, was available and working days evenings and weekends to keep a really tight deadline. Friendly, knowledgeable, and a real pro.
Loan Originator: Mario Vargas

Patrick M.

Great Experience on July 11, 2023
I had a buyer whose lender canceled on them the day escrow was scheduled to close without warning. Another Realtor told us about Mario and that he could probably help. He quickly reviewed the obstacles and let me know he could help. We had additional hiccups along the way, and Mario handled them and got the deal back on track. It was a tough one, but in the end, he delivered when no one else could have. Thanks Mario!!
Loan Originator: Mario Vargas

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.