Photo of Michael  Pena
Phone
MAIN: 726-224-2929
OFFICE: --
NMLS: 1150599
Company NMLS: 227262

Michael Pena 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 726-224-2929
OFFICE: --
NMLS: 1150599
Company NMLS: 227262

Michael Pena 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

346 Reviews Found. Average score 4.63 out of 5 Stars
Now showing page 43 of 44.

Jeffrey J. in Helotes, TX

Great Experience on March 2, 2020
Michael’s personalized mortgage service holds your hand through the entire process from start to completion. His team at Academy Mortgage (kudos to Olivia Dennett as well) are caring, awesome people that help you realize your dream. We are forever grateful! Thank you for helping us make this happen! Sincerely, Jeff & Barbara Jewell
Loan Originator: Michael Pena

Barbara J. in Helotes, TX

Great Experience on March 2, 2020
Being up front and honest from the get go Michael and his team still worked hard with us to obtain our loan for our new home!
Loan Originator: Michael Pena

Kenneth K. in Anna, TX

Great Experience on February 13, 2020
Michael and his team made sure they were with us during our loan process. They made my wife and I feel like we were the top priority. Thanks Michael and your team for all you have done for us. Ken & Elena
Loan Originator: Michael Pena

Pragmacio T. in Spring Branch, TX

Great Experience on January 31, 2020
Very professional
Loan Originator: Michael Pena

Kenneth J. in Austin, TX

Great Experience on January 17, 2020
I did a lot of my own research and educated myself on the process, so I didn’t have many questions. Michael was cool with that, but he made it clear that he was available anytime I needed him. When I did have questions Michael was quick to respond and very easy to talk to as well as being reassuringly knowledgeable.
Loan Originator: Michael Pena

Fathom in Crossroads, TX

Great Experience on January 10, 2020
Michael and his team are always a pleasure to work with , great communication , and always there to answer any questions or concerns that we may have .
Loan Originator: Michael Pena

Kevin W. in San Antonio, TX

Great Experience on January 3, 2020
We recently purchased a home with Academy Mortgage. We were kept informed on the process and progress of our loan constantly. Michael Pena and his coworkers were very professional, helpful and pleasant throughout our experience. I would highly recommend Academy Mortgage. Lorraine Williams
Loan Originator: Michael Pena

Sandra V. in San Antonio, TX

Great Experience on December 21, 2019
Friendly and responsive when needed
Loan Originator: Michael Pena

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.