Photo of Michael  Vanella
Phone
MAIN: 573-818-2193
OFFICE: --
NMLS: 1507612
Company NMLS: 227262

Michael Vanella 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 573-818-2193
OFFICE: --
NMLS: 1507612
Company NMLS: 227262

Michael Vanella 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

581 Reviews Found. Average score 4.78 out of 5 Stars
Now showing page 2 of 73.

Johnnie C. in Centralia, MO

Great Experience on July 11, 2023
They help me very much and worked hard for me
Loan Originator: Michael Vanella

Selena A. in Springfield, MO

Great Experience on July 6, 2023
Everything was pretty straight forward and the process was easy. Anytime I had questions they were always answered in a timely manner.
Loan Originator: Michael Vanella

Andrea J. in Oak Grove, MO

Great Experience on June 10, 2023
Good communication, resourcefulness, working FOR your client.
Loan Originator: Michael Vanella

Benjamin H. in Wooldridge, MO

Great Experience on June 5, 2023
Communication with Michael regarding rates and what the best route was.
Loan Originator: Michael Vanella

James S. in Mokane, MO

Great Experience on May 27, 2023
Professional and prompt advice. Very quick response to communications.
Loan Originator: Michael Vanella

Jacob F. in Springfield, MO

Great Experience on May 26, 2023
The overall experience was as smooth as possible due to Michael and his teams experience!
Loan Originator: Michael Vanella

Timothy N. in Auxvasse, MO

Great Experience on May 6, 2023
Timelines and attention.
Loan Originator: Michael Vanella

Jonathon M. in Ashland, MO

Great Experience on May 2, 2023
The week prior to our closing date of Monday 4/24, we had to get the seller agree to push back our loan commitment date that was in our sale contract from Monday 4/17 to Friday 4/21 due to additional items needed for underwriting (April bank statement that was not available until Saturday 4/15, and a February Retirement Statement that I had never been asked for). Fortunately, the seller agreed despite having a back-up offer. Once it was at Underwriting, we had to get the Seller to agree to push back the loan commitment an additional day as we did not get a "Clear to Close" until Saturday afternoon 4/22 with the closing date of Monday 4/24. As aggressive as the Seller's agent was, there were two occasions where we technically breached our contract and they would have been well within their right to terminate the contract that would have caused us to lose the Earnest money that we put down, and lose the house itself. Up until that point, everything was stellar.
Loan Originator: Michael Vanella

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.