Photo of Michelle  Refino
Phone
MAIN: 401-663-6427
OFFICE: --
NMLS: 2291776
Company NMLS: 227262

Michelle Refino 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 401-663-6427
OFFICE: --
NMLS: 2291776
Company NMLS: 227262

Michelle Refino 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

14 Reviews Found. Average score 4.2 out of 5 Stars
Now showing page 1 of 2.

Reginald S. in Providence, RI

Great Experience on August 6, 2023
Michelle and her team went above and beyond working hard to get us into this home great job
Loan Originator: Michelle Refino

Rachel V. in Lincoln, RI

Great Experience on August 1, 2023
Did not have much communication by the time Michelle got my loan.
Loan Originator: Michelle Refino

Jimmy D. in Cranston, RI

Great Experience on July 19, 2023
The level of professionalism, accuracy, dedication, hard work and the overall concern..
Loan Originator: Michelle Refino

Matthew M. in East Providence, RI

Great Experience on July 19, 2023
USA Mortgage made it easy and they were there to answer any questions I had. They even would take time to hop on a call to explain something.
Loan Originator: Michelle Refino

Elisangelo T. in Pawtucket, RI

Loan Originator: Michelle Refino

Cindy H.

Great Experience on May 8, 2023
I cannot explain the Gratitude I have to have had the experience of working with Michelle Refino and Sean Cardoso. Thanks to them I was able to purchase my home. Outstanding team!!!!
Loan Originator: Michelle Refino

Carlos M. in North Providence, RI

Great Experience on May 4, 2023
Michelle was so helpful and had every aspect under control and as smooth as could be great communication and I couldn’t be happier!!
Loan Originator: Michelle Refino

Shawna M. in Coventry, RI

Great Experience on April 19, 2023
Michelle understood my needs and concerns and was very responsive. Michelle was also just very pleasant to work with!
Loan Originator: Michelle Refino

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.