Photo of Ronald  Richardson
Phone
MAIN: 314-473-2524
OFFICE: --
NMLS: 2295857
Company NMLS: 227262

Ronald Richardson 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 314-473-2524
OFFICE: --
NMLS: 2295857
Company NMLS: 227262

Ronald Richardson 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

14 Reviews Found. Average score 4.84 out of 5 Stars
Now showing page 1 of 2.

Abanoub N. in Saint Louis, MO

Great Experience on April 14, 2023
Ron was very experienced and he knew his stuff. He also knew all the options that I can have to make the mortgage happen.
Loan Originator: Ronald Richardson

Wilber H. in Winfield, MO

Great Experience on April 1, 2023
This was my first time buying a home, and I had no knowledge about the process. I am one who asks a lot of questions. Ron was extremely helpful, very truly, and always available to answer my numerous questions. The whole process was painless, and turned out exactly as he said it would in the beginning. He went above and beyond, and for this, I am truly grateful!!
Loan Originator: Ronald Richardson

Nora W. in O'fallon, MO

Great Experience on March 6, 2023
Ronald kept us informed through email and phone calls. We never felt lost or missing any information that we needed. He always answered our questions and helped make the process as painless as possible for a first time loan.
Loan Originator: Ronald Richardson

Bridget W. in Florissant, MO

Great Experience on September 20, 2023
Ron was very helpful with explaining everything to me and making this process easy. Thank you again for all your help.
Loan Originator: Ronald Richardson

Tyler A. in Saint Peters, MO

Great Experience on September 2, 2023
Clarity, responsiveness, and proactiveness
Loan Originator: Ronald Richardson

Melissa M. in Belvidere, IL

Great Experience on August 23, 2023
Ron made our deal work! We had a short time frame, and Ron managed multiple moving parts to make this all come together for us very quickly. Great communication and problem solving approach. Much thanks to you Ron!
Loan Originator: Ronald Richardson

Brielle P. in Saint Louis, MO

Great Experience on August 15, 2023
Not an answer to the question, but I mostly wouldn't recommend ron to family because they don't live anywhere close. Ron was very nice
Loan Originator: Ronald Richardson

Shelby W. in O'fallon, MO

Great Experience on March 9, 2023
Ronald Richardson was always happy to answer questions about different details which I did not fully understand. He was easy to talk to and did a good job of communicating with us what we needed to do to complete the process.
Loan Originator: Ronald Richardson

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.