Photo of Ronald  Richardson
Phone
MAIN: 314-473-2524
OFFICE: --
NMLS: 2295857
Company NMLS: 227262

Ronald Richardson 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 314-473-2524
OFFICE: --
NMLS: 2295857
Company NMLS: 227262

Ronald Richardson 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

14 Reviews Found. Average score 4.84 out of 5 Stars
Now showing page 2 of 2.

Ryan S. in Salem, MO

Great Experience on December 21, 2022
Consistent communication throughout the process.
Loan Originator: Ronald Richardson

Mark L. in Saint Louis, MO

Great Experience on December 19, 2022
Ron did a great job communicating all necessary information to us. He also helped answer any extra questions that we had during this process. He was friendly and professional throughout. We are very grateful for our experience.
Loan Originator: Ronald Richardson

Bright G. in Saint Louis, MO

Great Experience on December 2, 2022
Open line of communication. Great education (valuable to me as first-time buyer). Listened to my concerns about certain costs and worked with me to lower them or at least explain why not.
Loan Originator: Ronald Richardson

Joshua S. in O Fallon, MO

Great Experience on September 21, 2022
The whole experience from start to finish was seamless. Ron took the time to answer all my questions and was very detailed.
Loan Originator: Ronald Richardson

Nevin N. in De Soto, MO

Great Experience on September 12, 2022
Mr. Richardson was very helpful through the whole process. He was always available to help and answer our questions no matter the time of day. We had a great experience and really appreciate his help and kindness.
Loan Originator: Ronald Richardson

Breanna N. in De Soto, MO

Great Experience on September 12, 2022
Communicating with us and never keeping us out of the loop and working with us through every question we had. Working with Ron and USA Mortgage was a trustworthy experience that had a great outcome in the end.
Loan Originator: Ronald Richardson

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.