With more than 30 years of mortgage lending experience and over $2 billion in closed home loan volume, I am proud to be recognized as one of Maryland’s leading Mortgage Loan Officers. I have been honored as the #1 Loan Officer in Maryland by the Maryland Mortgage Bankers & Brokers Association (MMBBA) and recognized as a Scotsman Guide Top 200 Originator in America.

As a Retail Area Regional Manager with USA Mortgage, my mission is simple: to make the home financing process seamless, transparent, and stress-free while helping clients achieve their homeownership goals.

Whether assisting a first-time homebuyer with FHA financing in Baltimore City, structuring a Jumbo loan in Howard County, or guiding borrowers through Conventional and VA financing across Baltimore, Carroll, Harford, and surrounding counties, my team and I specialize in developing customized mortgage solutions tailored to each client’s unique financial situation.

In addition to serving clients throughout the Baltimore Metro area and Maryland’s Eastern Shore, I am licensed in 20 states and Washington, D.C., including Delaware, Virginia, Pennsylvania, Florida, North Carolina, and California.

As a direct lender, USA Mortgage processes, underwrites, and funds loans entirely in-house, providing the speed, communication, and control necessary to meet critical deadlines and ensure a smooth closing experience. I understand that purchasing a home is one of the most important financial decisions a person will make, which is why I remain accessible to clients, real estate agents, and referral partners—including evenings and weekends.

From traditional mortgage programs to specialized financing for self-employed borrowers and real estate investors, my team provides customized lending solutions, including Non-QM Bank Statement Loans, DSCR Loans, and Investor Financing.

I take particular pride in solving complex lending challenges and finding solutions for borrowers when other lenders cannot. From self-employed professionals and real estate investors to high-net-worth clients and borrowers with unique income scenarios, I have built a reputation for closing loans that others deem impossible.

Having helped more than 6,000 individuals and families achieve homeownership, my commitment to exceptional service is reflected in a 4.9-star rating across more than 1,000 online reviews.

At every stage of your real estate journey, I am here to help you identify the right financing strategy—whether you’re purchasing your first home, building your dream home, refinancing an existing mortgage, or expanding your investment portfolio.

Contact me today to get pre-approved and experience the difference of working with one of Maryland’s most experienced and trusted mortgage professionals.

DAS Acquisition Company, LLC dba USA Mortgage NMLS: 227262 (www.nmlsconsumeraccess.org). Not a commitment to lend. Additional terms and conditions apply. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the N.J. Department of Banking and Insurance. DAS Acquisition Company, LLC dba USA Mortgage NMLS: 227262. Not a commitment to lend. Additional terms and conditions apply. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.