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Portrait of Sandy Smith
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS: 443247
Company NMLS: 227262

Sandy Smith 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS: 443247
Company NMLS: 227262

Sandy Smith 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

177 Reviews Found. Now showing page 1 of 18.

David M. in Taylorsville, GA

Great Experience on May 18, 2022
Sandy was very nice and eager to make everything work . She worked really hard and left no stone unturned. Sandy strived to achieve the Goal which was to get me approved to buy the house .
Loan Originator: Sandy Smith

Estill P. in Venice, FL

Great Experience on May 9, 2022
Sandy always informed us where we were in the process. She made the process easier by keeping up with the different parties involved Sandy is very friendly and informative.
Loan Originator: Sandy Smith

Penny D. in Mount Vernon, KY

Great Experience on April 18, 2022
Sandy is very nice and helpful
Loan Originator: Sandy Smith

David C. in West Liberty, KY

Great Experience on April 15, 2022
Sandy made the whole experience so easy. She was always available, helpful, and answered every question I had. I also felt like she was as excited and motived to help us secure our home as we were. I cannot say enough good stuff about her. She is an asset to USA mortgage. I also appreciated being able to work through the app. Easy, easy, easy.
Loan Originator: Sandy Smith

Rebecca N. in Richmond, KY

Great Experience on April 13, 2022
Sandy was very helpful throughout the whole process and took time to make sure I understood what was going on. She was awesome to work with!
Loan Originator: Sandy Smith

Leah L. in Russell Spgs, KY

Great Experience on April 12, 2022
Sandy was always available to answer questions and give advice along the way. I have never received this type of support from previous mortgages. It has been a great experience.
Loan Originator: Sandy Smith

Brenda D. in Richmond, KY

Great Experience on April 5, 2022
Meeting face to face. Also closing agent gave a false response
Loan Originator: Sandy Smith

Stephanie K. in Mt Sterling, KY

Great Experience on April 2, 2022
Sandy helped me through the whole process and was very professional. She made me feel so comfortable & was always available to answer any of my questions
Loan Originator: Sandy Smith

Chiferra B. in Mt Sterling, KY

Great Experience on March 24, 2022
Sandy is the reason we own our dream home! She stayed on top of every detail and kept in constant contact over the entire loan process. I would never trust anyone else with any future home loan other than Sandy. She is the best!
Loan Originator: Sandy Smith

Levi B. in Mt Sterling, KY

Great Experience on March 23, 2022
Couldn’t have done this purchase without Sandy’s help and knowledge. She is very understanding up events/situations. Recommend sandy 10/10 times for ourselves and anyone else looking.
Loan Originator: Sandy Smith

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.