Photo of Sandy Smith
Phone Icon
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS: 443247
Company NMLS: 227262

Sandy Smith 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone Icon
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS: 443247
Company NMLS: 227262

Sandy Smith 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

224 Reviews Found. Average score 4.94 out of 5 Stars
Now showing page 1 of 28.

Madeline K. in Paint Lick, KY

Great Experience on September 1, 2023
Consistent communication, very helpful, made it a very easy process.
Loan Originator: Sandy Smith

Magain D. in Mc Kee, KY

Great Experience on August 30, 2023
The open line of communication and overall patience during the process.
Loan Originator: Sandy Smith

Ramona J. in Mc Kee, KY

Great Experience on August 23, 2023
Quick response time and appropriate communication
Loan Originator: Sandy Smith

Felicia F. in Ashland, KY

Great Experience on August 18, 2023
Great job at helping me navigate a foreign process.
Loan Originator: Sandy Smith

Courtney M. in Means, KY

Great Experience on August 8, 2023
Sandy was so helpful in explaining the process and make it go very smooth.
Loan Originator: Sandy Smith

Alexandria T. in Berea, KY

Great Experience on August 5, 2023
Sandy has great communication and support. She walked me through it all and continue to keep me updated. When I was anxious she would be empathetic and compassionate. I’ve used Sandy twice now and wouldn’t use anyone else.
Loan Originator: Sandy Smith

Amber S. in Somerset, KY

Great Experience on August 2, 2023
She made the process easy and kept us informed on every step. This was our first time buying a home and she made everything easy for us.
Loan Originator: Sandy Smith

Brian C. in Berea, KY

Great Experience on July 12, 2023
Sandy was great to work with. She was available and encouraging through the whole process.
Loan Originator: Sandy Smith

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.