Photo of Sandy Smith
Phone
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS #: 443247
Company NMLS #: 227262

Sandy Smith 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS #: 443247
Company NMLS #: 227262

Sandy Smith 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!


DAS Acquisition Company, LLC dba USA Mortgage NMLS: 227262. Not a commitment to lend. Additional terms and conditions apply. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org. OH #RM.850291.000.

Reviews

237 Reviews Found. Average score 4.95 out of 5 Stars
Now showing page 1 of 30.

Jimmye D. in Adairsville, GA

Great Experience on June 15, 2024
Service and communication and friendly and knowledgeable!
Loan Originator: Sandy Smith

Crystal M. in Berea, KY

Great Experience on June 8, 2024
Always kept me up to date and positive.
Loan Originator: Sandy Smith

Gordon E. in Richmond, KY

Great Experience on June 3, 2024
Sandy is great! She did an amazing job of getting what I need done with very little on my part.
Loan Originator: Sandy Smith

Chelsey P. in Independence, KY

Great Experience on May 29, 2024
Sandy is a godsend! Helpful & friendly, always same day responses & quick support.
Loan Originator: Sandy Smith

Valentin F. in Nicholasville, KY

Great Experience on May 13, 2024
Answered the phone whenever I called.
Loan Originator: Sandy Smith

Jenna C. in Richmond, KY

Great Experience on May 7, 2024
Sandy made everything so easy to understand and kept my anxiety at bay.
Loan Originator: Sandy Smith

Mackenzie S. in Richmond, KY

Great Experience on April 30, 2024
Sandy is the best. Anytime I needed to contact her she always answered and was always super helpful. I was super nervous about the process but she reassured my husband and I that everything would workout and it did. I’m thankful Sandy was there to help us through our home buying process.
Loan Originator: Sandy Smith

Kerry S. in Nicholasville, KY

Great Experience on April 13, 2024
Great stressful but great
Loan Originator: Sandy Smith

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.