fbpx
Skip to main content
Portrait of Sandy Smith
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS: 443247
Company NMLS: 227262

Sandy Smith 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS: 443247
Company NMLS: 227262

Sandy Smith 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

151 Reviews Found. Now showing page 1 of 16.

Shaylin C. in Lancaster, KY

Great Experience on November 26, 2021
Helpful, consistent and patient.
Loan Originator: Sandy Smith

Jamye F. in Berea, KY

Great Experience on November 24, 2021
Sandy’s diligence in getting things done quickly once I found my house made the closing experience a lot easier on my stress levels. She helped me get the best interest rate available and helped me keep my nerves down when things got crazy in this market. She’s an all around great person and a great asset to your team! When/if I sale my house, Sandy will be the first person I contact!
Loan Originator: Sandy Smith

Elizabeth K. in Irvine, KY

Great Experience on November 20, 2021
Sandy was very communicative and helpful
Loan Originator: Sandy Smith

Sandra L. in Berea, KY

Great Experience on November 18, 2021
Sandy made the whole process easy, she was there every step of the way. She was terrific!!
Loan Originator: Sandy Smith

Sue N. in Richmond, KY

Great Experience on November 17, 2021
Very professional and easy to work with throughout the process
Loan Originator: Sandy Smith

Joseph O. in Danville, KY

Great Experience on November 17, 2021
Sandy was great start to finish, I really appreciate her for all of her help through my home buying journey.
Loan Originator: Sandy Smith

Mark J. in Berea, KY

Great Experience on November 10, 2021
Sandy Smith is Awesome!! I couldn’t have asked for better service
Loan Originator: Sandy Smith

Charlie H. in Crab Orchard, KY

Great Experience on November 8, 2021
In a very stressful situation, Sandy was the voice of calm. Sandy is a God send and a blessing to work with. She is exceptional and will refer her to everyone we talk to about buying a house.
Loan Originator: Sandy Smith

Haley M. in Richmond, KY

Great Experience on October 18, 2021
Sandy worked very closely with Deb and made sure I knew what step of the loan process I was in. She is so kind and caring, I couldn’t recommend her enough.
Loan Originator: Sandy Smith

Robert S. in Berea, KY

Great Experience on October 15, 2021
Communication.
Loan Originator: Sandy Smith

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.