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Portrait of Sandy Smith
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS: 443247
Company NMLS: 227262

Sandy Smith 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS: 443247
Company NMLS: 227262

Sandy Smith 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

197 Reviews Found. Average score 4.94 out of 5 Stars
Now showing page 1 of 25.

Lisa B. in Lebanon, KY

Great Experience on September 15, 2022
Sandy is very knowledgeable about all aspects of the loan process. She kept us up to date on the progress.
Loan Originator: Sandy Smith

Nellie G. in Corbin, KY

Great Experience on September 9, 2022
Sandy went above and beyond to keep me informed every step of the way. She was always pleasant and made the process so easy! Sandy is definitely an asset to USA Mortgage.
Loan Originator: Sandy Smith

Nathan D. in Lancaster, KY

Great Experience on August 28, 2022
Straightforward. Lots of contact by phone. Daily updating or near. Electronic review/signing forms. Overall a great experience.
Loan Originator: Sandy Smith

Gibb M. in Richmond, KY

Great Experience on August 16, 2022
Sandy is very knowledgeable in real estate and the process of home buying. She went above and beyond my expectations. I felt like I was talking to a family member. She explained things throughout the whole process in a way that I could understand.
Loan Originator: Sandy Smith

Mark V. in Richmond, KY

Great Experience on August 9, 2022
Sandy keep Ed in the loop at all times and we were able to get the rate we were quoted
Loan Originator: Sandy Smith

Bradley M. in Barbourville, KY

Great Experience on July 14, 2022
Sandy was very easy to keep in contact with. She was so very friendly which made it easy to be open with about our needs and wants. She seems like someone who really takes pride in the work she does at keeps her clients best interest at heart.
Loan Originator: Sandy Smith

Derick K. in Campbellsville, KY

Great Experience on July 13, 2022
Sandy's dedication, communication, and positive attitude was what held the entire transaction together I truly feel like if it wasn't for her this deal would not have went through.
Loan Originator: Sandy Smith

Russell R. in Berea, KY

Great Experience on July 12, 2022
Sandy is awesome
Loan Originator: Sandy Smith

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.