Photo of Sandy Smith
Phone
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS #: 443247
Company NMLS #: 227262

Sandy Smith 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS #: 443247
Company NMLS #: 227262

Sandy Smith 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!


DAS Acquisition Company, LLC dba USA Mortgage NMLS: 227262. Not a commitment to lend. Additional terms and conditions apply. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org. OH #RM.850291.000.

Reviews

236 Reviews Found. Average score 4.95 out of 5 Stars
Now showing page 2 of 30.

Sammy G. in Berea, KY

Great Experience on December 30, 2023
Sandy Smith was very helpful and she is such a great person! Everything went so smooth!!
Loan Originator: Sandy Smith

Angela P. in Winchester, KY

Great Experience on December 16, 2023
Sandy is very nice. She kept me updated on all changes throughout the process
Loan Originator: Sandy Smith

Tyler T. in Richmond, KY

Great Experience on December 13, 2023
I’m not really sure what you all Pay Sandy Smith, but I can tell you it’s not enough. Sandy worked through holidays , and weekends to make sure that my family and I had a smooth process buying our first home. Without her leadership , and expert advice/knowledge this would have not happened in the timeframe that it did. We cannot thank her enough.
Loan Originator: Sandy Smith

Mark P. in Richmond, KY

Great Experience on November 4, 2023
Sandy was excellent! She was so helpful and kept us informed through the whole process! She’s just the best! We would highly recommend her as a loan officer. She made our experience of buying a new home very pleasant!
Loan Originator: Sandy Smith

Madeline K. in Paint Lick, KY

Great Experience on September 1, 2023
Consistent communication, very helpful, made it a very easy process.
Loan Originator: Sandy Smith

Magain D. in Mc Kee, KY

Great Experience on August 30, 2023
The open line of communication and overall patience during the process.
Loan Originator: Sandy Smith

Ramona J. in Mc Kee, KY

Great Experience on August 23, 2023
Quick response time and appropriate communication
Loan Originator: Sandy Smith

Felicia F. in Ashland, KY

Great Experience on August 18, 2023
Great job at helping me navigate a foreign process.
Loan Originator: Sandy Smith

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.