Photo of Sandy Smith
Phone
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS: 443247
Company NMLS: 227262

Sandy Smith 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS: 443247
Company NMLS: 227262

Sandy Smith 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

229 Reviews Found. Average score 4.94 out of 5 Stars
Now showing page 29 of 29.

April B. in Mt Sterling, KY

Great Experience on August 22, 2019
Sandy is very personable and cares about the people she is working with. She gets the job done quickly and communicates everything as she does it.
Loan Originator: Sandy Smith

Thomas B. in Mt Sterling, KY

Great Experience on August 13, 2019
Sandy was the perfect person for us. She always kept us updated with our loan. She was very professional and prompt. No matter what our questions were she answered them quickly. We would recommend her to anyone who is lookong to purchase a home. We are blessed and grateful to have gotten her as our finiance agent.
Loan Originator: Sandy Smith

Timothy K.

Great Experience on July 25, 2019
Sandy gave us a feeling that she was really working for our best. That is great feeling nowadays.
Loan Originator: Sandy Smith

Anthony W.

Great Experience on July 25, 2019
Sandy is the sweetest most knowledgeable, efficient loan officer I have ever dealt with in my life!!! She made the process so easy!!!
Loan Originator: Sandy Smith

Sandra F. in Richmond, KY

Great Experience on July 6, 2019
Sandy and her knowledge and experience. She was wonderful and we will definitely recommend her and her team to everybody we know
Loan Originator: Sandy Smith

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.