Photo of Sandy Smith
Phone
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS: 443247
Company NMLS: 227262

Sandy Smith 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 859-893-1444
OFFICE: 859-893-1444
NMLS: 443247
Company NMLS: 227262

Sandy Smith 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

229 Reviews Found. Average score 4.94 out of 5 Stars
Now showing page 3 of 29.

Kendra S. in Richmond, KY

Great Experience on May 7, 2023
Sandy is amazing. She made our journey to buying our new home as easy as possible!
Loan Originator: Sandy Smith

Crystal L. in Berea, KY

Great Experience on April 26, 2023
Her great personality and being on top of things.
Loan Originator: Sandy Smith

Zachary R. in Greenup, KY

Great Experience on April 14, 2023
Very professional, could call to ask questions at any time made the process very quick and easy.
Loan Originator: Sandy Smith

Kevin A. in Berea, KY

Great Experience on April 12, 2023
Sandy is absolutely WONDERFUL!!! She was amazing throughout the whole process
Loan Originator: Sandy Smith

Zachary R. in Greenup, KY

Great Experience on March 18, 2023
Very professional, could text or call at anytime and she would answer any of the questions I might have had. All around a great first time experience for me.
Loan Originator: Sandy Smith

April D. in Berea, KY

Great Experience on March 6, 2023
Sandy was supportive every step of the way- she went above and beyond, responded timely, and was just a source of knowledge that exceeded our expectations. Our loan process wasn't the easiest, but Sandy's support and dedication, we made it happen. Our first home would not be possible without Sandy's advocacy, expertise, and guidance. I will certainly recommend Sandy to anyone looking to purchase a home. Thank you Sandy for your dedication to us, all of those calls and texts, all of those questions answered, and for making this possible for us. The Duckworth Family
Loan Originator: Sandy Smith

Juan G. in Berea, KY

Great Experience on February 26, 2023
All the hard work of Sandy Smith and Tammy Pridgen.
Loan Originator: Sandy Smith

Sarah B. in Pineville, KY

Great Experience on February 8, 2023
The process was very smooth sailing. If I didn’t understand, I was explained to in detail to where I could understand.
Loan Originator: Sandy Smith

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.