Company NMLS: 227262
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Company NMLS: 227262
Get ready to get approved!
It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:
- Two most recent years W2s
- Two most recent years tax returns (personal & business if applicable)
- Two most recent paystubs
- Two most recent months bank statements
- Two most recent months 401K or retirement statement
- Copy of front of valid drivers license
Click link to see applicable state licensing.
Stephanie Riley started in the real estate industry over 20 years ago as a transaction coordinator for top-producing real estate agents in Silicon Valley. After purchasing her first investment property at the age of 19 years old, she experienced the value of financing as a wealth-building instrument and moved to the lending side of real estate. As a top-producing mortgage consultant and branch manager, she performed hundreds of strategy consultations helping investors restructure their finances to increase their cash and cash flow. Stephanie’s been the Weekly Featured Mortgage Contributor for The Real Estate Guys™ Radio Show and a popular speaker at investment clubs. By age 22, Stephanie had acquired $3 million of investment properties in multiple states. As a result of the 2008 mortgage market collapse, Stephanie learned valuable lessons in the importance of a diversified portfolio and became a broader real asset investor. Today, Stephanie heads up the Equity Strategies Team powered by USA Mortgage. Stephanie and her team help aspiring and active real estate investors unlock the power of their balance sheets using mortgages as an essential tool. Her team helps their clients carefully and strategically manage equity, credit, cash, and cash flow to gain stability and grow their wealth. Stephanie’s dream is that Main Street breaks free from the financial oppression that threatens our quality of life and undermines our God-given missions. Personally, Stephanie is realizing this dream for herself as she spends her fun-filled days with her husband and 7 children in sunny Arizona.