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Portrait of Steve Flowers
MAIN: 618-567-7114
OFFICE: --
NMLS: 227652
Company NMLS: 227262

Steve Flowers 

Sales Manager 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 618-567-7114
OFFICE: --
NMLS: 227652
Company NMLS: 227262

Steve Flowers 

Sales Manager 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such, I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, text, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

13 Reviews Found. Average score 4.97 out of 5 Stars
Now showing page 1 of 2.

Joshua D. in Edwardsville, IL

Great Experience on September 12, 2022
Fantastic communication. Anything that I wasn’t sure about Emile made sure to clarify in a way that was easy for us to understand. The level of dependability was also fantastic. We felt like we could text or call at any time and it wouldn’t be an inconvenience.
Loan Originator: Steven Flowers

Corey M. in Troy, IL

Great Experience on July 20, 2022
Thank you Steve & Emily for working with me. You made this a smooth transition, and you answered all the questions I had. Thank you for working hard to make all of it happen.
Loan Originator: Steven Flowers

Joshua B. in Mascoutah, IL

Great Experience on June 22, 2022
In the stressful time of buying a house right now, it is hard to find people as good as Steven is in this field. We never had any trouble with anything because the great team that was put together on my loan. Thank you!
Loan Originator: Steven Flowers

Cortney B. in Mascoutah, IL

Great Experience on June 22, 2022
All of my questions were answered in a timely manner and I was walked through the process step by step.
Loan Originator: Steven Flowers

Damon B. in Collinsville, IL

Great Experience on June 19, 2022
All of the above
Loan Originator: Steven Flowers

Angela C. in O Fallon, IL

Great Experience on June 18, 2022
Emily was easy to get ahold of and made working with her very easy.
Loan Originator: Steven Flowers

Kelsey S. in Edwardsville, IL

Great Experience on June 16, 2022
Easy to Communicate with, always there to answer questions, explained everything in detail every step of the way.
Loan Originator: Steven Flowers

Anne M. in Glen Carbon, IL

Great Experience on June 15, 2022
Love his personality and very helpful.
Loan Originator: Steven Flowers

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.