Photo of Terry Cochran
Phone
MAIN: 618-410-5211
OFFICE: 618-410-5211
NMLS: 861896
Company NMLS: 227262

Terry Cochran 

Senior Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 618-410-5211
OFFICE: 618-410-5211
NMLS: 861896
Company NMLS: 227262

Terry Cochran 

Senior Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

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Click link to see applicable state licensing.

About

Terry has spent over 16 years helping individual clients achieve their financial goals. His mortgage planning strategies and loan product knowledge are drawn from these years of experience in the mortgage banking industry. With 4 years of underwriting experience before moving into sales management, it allows him to uniquely understand the borrower’s finances and what the borrower may qualify for. This simplifies the process tremendously allowing them to get your loan closed quickly. For many, the thought of getting a mortgage loan can be overwhelming, but Terry will educate you and walk you through the process explaining things along the way.

Enjoying a one-on-one approach, Terry makes himself available to his clients to assist with pre-approvals, answer their specific loan questions or simply discuss the current market conditions. He makes it a top priority to communicate with his clients on a daily basis from the first meeting right up to the closing. Rooted in his integrity and commitment to providing an unsurpassed level of service throughout the entire loan process Terry greatly appreciates the referrals that come from past clients.

Terry is proud to be a Mortgage Banker for USA Mortgage. One of the largest independently owned and operated mortgage banks in the Midwest. As a full-service lender, they offer a diversified portfolio of products including FHA, VA, Conventional, First-Time Buyer, MHDC, 203K Renovation loans, as well as many others. As a direct lender and a mortgage bank, they control every aspect of the process from start to finish. USA Mortgage provides me the opportunity to give my clients the very best available loan programs with ultra-competitive rates and outstanding customer service.

Reviews

134 Reviews Found. Average score 4.88 out of 5 Stars
Now showing page 17 of 17.

Cameron U.

Great Experience on January 23, 2018
Terry offers excellent customer service and will go the extra mile to make sure everything is done right.
Loan Originator: Terence G. Cochran

James W.

Great Experience on January 23, 2018
The service we received from Terrance and USA mortgage was outstanding I think that he took the time and understanding and knowing what we were trying to accomplish and helped us along the way we appreciate his care and caring for us and our loan application and loan approval
Loan Originator: Terence G. Cochran

Brittany S.

Great Experience on January 23, 2018
Terry was very knowledgeable and helped us through the process of our first home.
Loan Originator: Terence G. Cochran

Curtis W.

Great Experience on January 22, 2018
Mr. Terry worked very hard to get this job done and stayed very positive
Loan Originator: Terence G. Cochran

Gary B.

Great Experience on January 21, 2018
I have never met a man So devoted to his company and helping Others achieve their goal in life. Terence Cochran Went above and beyond the Call of Duty to help myself and my family get into our beautiful home, I texted late at night or early in the morning and he was always there to answer my questions. It was a wonderful Experience.
Loan Originator: Terence G. Cochran

Ryan M.

Great Experience on January 20, 2018
Terence make the refi process seamless and efficient . He is very knowledgeable about the loan process and is eager to answer all your questions promptly. Terence is truly a pleasure to work with.
Loan Originator: Terence G. Cochran

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.