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Company NMLS: 227262


Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: --
Company NMLS: 227262


Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.


As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

In the meantime, don’t forget to check out our Learning Center!

Our learning center highlights different types of mortgages and helps communicate parts of the mortgage process.  For instance, have you heard of reverse mortgages?  Find out more here!

Reverse Mortgages


53332 Reviews Found. Average score 4.88 out of 5 Stars
Now showing page 1 of 6667.

Jacqueline P. in Saint Charles, MO

Great Experience on February 7, 2024
David did a phenomenal job ensuring we received the best service, went outside of working hours to answer our questions immediately, and was extremely knowledgable and patient with us as first time homebuyers.
Loan Originator: David Luxton

Harley A. in Independence, MO

Great Experience on January 19, 2024
David is a very personable person and he made sure we understood every step of what was happening in the home buying process. He made sure all of our questions were answered and our concerns were addressed. He made the home buying experience so much easier and it was less stressful overall due to his expertise. David made sure we felt welcomed and was amazing to work with. Thank you again for making this stressful time so much easier.
Loan Originator: David Luxton

Aubrey M. in Saint Louis, MO

Great Experience on December 27, 2023
David had very clear, concise communication and was always willing to answer questions. He was supportive throughout the closing process and made the process run smoothly with 2 first-time home buyers!
Loan Originator: David Luxton

Jami D. in House Springs, MO

Great Experience on September 7, 2023
Monte was absolutely amazing! He was very kind to talk us through the entire process but did not make us feel like we were dumb. My husband and I just bought our first home and monte made it all seamless!
Loan Originator: Monte Gibbs

Kristi M.

Great Experience on August 1, 2023
Monte was amazing. As a first-time home buyer, there is a lot of stress and many experiences. Monte made it the best experience possible. Not only did he make everything easy to understand, but he did it quickly and made sure all my bases were covered. Thank you, Monte!!
Loan Originator: Monte Gibbs

Paul B. in Lenexa, KS

Great Experience on May 24, 2023
Great communication, solid portal via the app, easy overall process.
Loan Originator: Brooklyn Niemeyer

Dustin W.

Great Experience on April 28, 2023
Monte was able to close a loan for my buyers who previously got declined by there bank. He was able to obtain the correct info from the client to move from pre-approval to the closing table. Thank you!
Loan Originator: Monte Gibbs

Abanoub N. in Saint Louis, MO

Great Experience on April 14, 2023
Ron was very experienced and he knew his stuff. He also knew all the options that I can have to make the mortgage happen.
Loan Originator: Ronald Richardson

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.