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Company NMLS: 227262


Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
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MAIN: --
Company NMLS: 227262


Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.


As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

In the meantime, don’t forget to check out our Learning Center!

Our learning center highlights different types of mortgages and helps communicate parts of the mortgage process.  For instance, have you heard of reverse mortgages?  Find out more here!

Reverse Mortgages


47028 Reviews Found. Average score 4.88 out of 5 Stars
Now showing page 1 of 5879.

Mark K. in Saint Louis, MO

Great Experience on June 1, 2023
It was definitely a warm and real experience. We felt seen, and that we mattered on a personal level, that we weren’t just another business transaction.
Loan Originator: David Luxton

Christina K. in Saint Louis, MO

Great Experience on May 26, 2023
I felt supported, listened to, and valued as a customer…and just even: as a person.
Loan Originator: David Luxton

Paul B. in Lenexa, KS

Great Experience on May 24, 2023
Great communication, solid portal via the app, easy overall process.
Loan Originator: Brooklyn Niemeyer

Dustin W.

Great Experience on April 28, 2023
Monte was able to close a loan for my buyers who previously got declined by there bank. He was able to obtain the correct info from the client to move from pre-approval to the closing table. Thank you!
Loan Originator: Monte Gibbs

Abanoub N. in Saint Louis, MO

Great Experience on April 14, 2023
Ron was very experienced and he knew his stuff. He also knew all the options that I can have to make the mortgage happen.
Loan Originator: Ronald Richardson

Wilber H. in Winfield, MO

Great Experience on April 1, 2023
This was my first time buying a home, and I had no knowledge about the process. I am one who asks a lot of questions. Ron was extremely helpful, very truly, and always available to answer my numerous questions. The whole process was painless, and turned out exactly as he said it would in the beginning. He went above and beyond, and for this, I am truly grateful!!
Loan Originator: Ronald Richardson

Nora W. in O'fallon, MO

Great Experience on March 6, 2023
Ronald kept us informed through email and phone calls. We never felt lost or missing any information that we needed. He always answered our questions and helped make the process as painless as possible for a first time loan.
Loan Originator: Ronald Richardson

Gharmaine B. in Florissant, MO

Great Experience on January 17, 2023
David has outstanding customer service. David is genuine and kind. David understood my needs and wants. David never came across as a “pushy” or was out to get just another sale. David explanation through the entire process was very thorough. David is very patient, when step through the process wasn’t clear David would explain in away that was. David kept me up to date throughout the entire process through all entities or: call, text or email. I highly recommend David and will gladly give his contact information to all family and friends.
Loan Originator: David Luxton

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.