Photo of Victor  Bals
Phone
MAIN: 734-417-2115
OFFICE: 810-207-0096
NMLS: 162273
Company NMLS: 227262

Victor Bals 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 734-417-2115
OFFICE: 810-207-0096
NMLS: 162273
Company NMLS: 227262

Victor Bals 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

100 Reviews Found. Average score 4.84 out of 5 Stars
Now showing page 1 of 13.

Tiffany H. in Holly, MI

Great Experience on March 29, 2024
Knowledge and timeliness ...of course Vic
Loan Originator: Victor Bals

Jordyn M. in Fowlerville, MI

Great Experience on March 25, 2024
Communication was outstanding.
Loan Originator: Victor Bals

Blake B. in Brighton, MI

Great Experience on February 24, 2024
Vic made the mortgage lending experience a breeze. It was our first time home buying and we were in the dark when it came to the pre-approval process but Vic took the time to sit with us and go through our finances and options for home buying. 10/10 experience, go to Vic for your mortgage needs!
Loan Originator: Victor Bals

Charles R. in Linden, MI

Great Experience on February 5, 2024
The communication was great, from the whole team. Everyone who was involved explained everything that was going on step by step.
Loan Originator: Victor Bals

James C. in Wayne, MI

Great Experience on January 23, 2024
We had amazing communication and guidance from start to finish! I would highly recommend USA mortgage and especially Victor he works for the customer and does the best to answer any questions you may have!
Loan Originator: Victor Bals

Randy M.

Great Experience on January 21, 2024
Great team, super responsive, and FAST. Excellent communication with all parties, which is a rarity. Really top notch!
Loan Originator: Victor Bals - USA Mortgage

Robert B. in Brighton, MI

Great Experience on December 28, 2023
Victor and his staff were always calling and emailing us to make sure we had the information he needed for the mortgage. He also gave us information to help Robert improve his credit score for the future. The fact that Robert worked midnights was never an issue for Victor. He answered our calls every time. Thank you again for all your help and suggestions. We look forward to working with you in the near future. May God Bless you and your associates.
Loan Originator: Victor Bals

Kim O. in Milford, MI

Great Experience on December 25, 2023
Vic and his team work effortlessly to make sure things happen timely even when unexpected things happen.
Loan Originator: Victor Bals

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.