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Portrait of Victor  Bals
MAIN: 734-417-2115
OFFICE: 810-207-0096
NMLS: 162273
Company NMLS: 227262

Victor Bals 

Sales Manager 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 734-417-2115
OFFICE: 810-207-0096
NMLS: 162273
Company NMLS: 227262

Victor Bals 

Sales Manager 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

19 Reviews Found. Average score 4.84 out of 5 Stars
Now showing page 1 of 3.

Emily T. in Ypsilanti, MI

Great Experience on November 28, 2022
Great communication, available when needed. Great market experience.
Loan Originator: Victor Bals

Brian S. in Fowlerville, MI

Great Experience on November 5, 2022
Just an overall great experience and Victor was amazing to deal with and help us on our home buying journey.
Loan Originator: Victor Bals

Vivian N. in Mesick, MI

Great Experience on October 27, 2022
Quick communication
Loan Originator: Victor Bals

Lisa D. in Holly, MI

Great Experience on October 26, 2022
Vic made everything very easy & offered excellent advice!
Loan Originator: Victor Bals

Kenneth D. in Holly, MI

Great Experience on October 25, 2022
Vic and his team are very knowledgeable about all aspects of Mortgages and strategies to improve credit ratings
Loan Originator: Victor Bals

Theodore B. in Hartland, MI

Great Experience on October 24, 2022
Communication, professionalism, honesty.
Loan Originator: Victor Bals

Russell R. in Livonia, MI

Great Experience on October 17, 2022
Vic, You and your team go above and beyond. Working with you is always a pleasure!
Loan Originator: Victor Bals

Matthew O. in Howell, MI

Great Experience on October 12, 2022
Victor, Beth, Flo, and Kazi all did a tremendous job of making this as seamless of a process as possible. They were very transparent and great with communication when it came to every step of the process.
Loan Originator: Victor Bals

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.