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MAIN: 734-417-2115
OFFICE: 810-207-0096
NMLS: 162273
Company NMLS: 227262

Victor Bals 

Sales Manager 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone Icon
MAIN: 734-417-2115
OFFICE: 810-207-0096
NMLS: 162273
Company NMLS: 227262

Victor Bals 

Sales Manager 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

52 Reviews Found. Average score 4.71 out of 5 Stars
Now showing page 1 of 7.

Kyle B. in Holly, MI

Great Experience on May 27, 2023
Good advice, answered questions, was willing to adjust to my budget
Loan Originator: Victor Bals

Prerana B. in Northville, MI

Loan Originator: Victor Bals

Claire L. in Brighton, MI

Great Experience on May 14, 2023
Vic was great with communication and educating us as first time homebuyers!
Loan Originator: Victor Bals

Harold C.

Great Experience on May 5, 2023
Thanks for taking great care of another of my buyer clients. Super smooth transaction. That's why I keep coming back for more.
Loan Originator: Victor Bals

Tyler W. in South Lyon, MI

Great Experience on May 4, 2023
From the beginning to the end Victor made everything easy.
Loan Originator: Victor Bals

Sandra W. in Pinckney, MI

Loan Originator: Victor Bals

Gregory S. in Pinckney, MI

Great Experience on May 1, 2023
Subject line should be refreshed so the Subject still applies to the current email. I thought some of the fees seemed high.
Loan Originator: Victor Bals

Cheyenne M. in Waterford, MI

Great Experience on May 1, 2023
Victor and his team were very communicative, they provided information well, and explained things when necessary.
Loan Originator: Victor Bals

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.