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Portrait of Victor  Bals
MAIN: 734-417-2115
OFFICE: 810-207-0096
NMLS: 162273
Company NMLS: 227262

Victor Bals 

Sales Manager 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 734-417-2115
OFFICE: 810-207-0096
NMLS: 162273
Company NMLS: 227262

Victor Bals 

Sales Manager 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

30 Reviews Found. Average score 4.87 out of 5 Stars
Now showing page 3 of 4.

Theodore B. in Hartland, MI

Great Experience on October 24, 2022
Communication, professionalism, honesty.
Loan Originator: Victor Bals

Russell R. in Livonia, MI

Great Experience on October 17, 2022
Vic, You and your team go above and beyond. Working with you is always a pleasure!
Loan Originator: Victor Bals

Matthew O. in Howell, MI

Great Experience on October 12, 2022
Victor, Beth, Flo, and Kazi all did a tremendous job of making this as seamless of a process as possible. They were very transparent and great with communication when it came to every step of the process.
Loan Originator: Victor Bals

Jamie-siouxayn W. in Whitmore Lake, MI

Great Experience on September 24, 2022
The prompt answers to our questions and the level of professionalism.
Loan Originator: Victor Bals

Dorothy O. in Fenton, MI

Great Experience on September 19, 2022
Victor has helped us twice with a new mortgage. Communication is great, he is knowledgeable and great to work with!
Loan Originator: Victor Bals

Derek A. in Holly, MI

Great Experience on September 14, 2022
Communication was outstanding and the entire process was flawless/a great experience.
Loan Originator: Victor Bals

Daniel A. in Gregory, MI

Great Experience on August 27, 2022
Victor and his team always stayed in touch with me keeping me updated. Awesome at solving problems. Extremely great people and great service I will recommend them to any family members or friends in need.
Loan Originator: Victor Bals

Jonathan H. in Whitmore Lake, MI

Great Experience on August 21, 2022
Both Victor and his team were friendly, professional, knowledgeable, informative and most importantly honest. I've worked with a couple different mortgage lenders but Victor and his team are by far the best in the business and I will recommend them every time.
Loan Originator: Victor Bals

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.