St. Louis Investment Property Programs

Investing in real estate has never been easier. With an investment property program in St. Louis, you’ll have the opportunity to have a mortgage that will be used to ensure that you’re able to gain extra income and get one step closer to financial independence. To find the best rates and options in St. Louis, USA Mortgage is here to help. Our Mortgage Loan Originators work to help simplify the process and bring possibility to reality. So what are you waiting for? Let USA Mortgage show you just how simple it can all be. Apply today and learn what possibilities are out there for you. 

What are Investment Property Loans?

Investment property programs are a type of mortgage used to purchase a one-to-four unit residential home with the intent to generate income. It’s the loan that many in St. Louis look for to build or even start their real estate portfolio. Whenever you’re dealing with an investment property you tend to see higher mortgages with higher down payments than your normal property loan. Along with the initial costs of the investment property, consider the other costs that come with along — costs such as maintenance and upkeep.

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Who is eligible for these programs in St. Louis?

To be eligible for the investment property program, expect a down payment of 15%-20% based upon the size of the home you’re looking to purchase. If you have a high credit score you may be able to qualify for the lower 15% down payment (for a 1 unit property) In the case of a multi-unit family home expect the typical 25% down payment. 

Why Investment Property Programs
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What our clients have said

They worked very diligently to get things taken care of and when it came down to knowing exactly what I needed to get me approved for my loan they were on top of it every time. I would have to say USA Mortgage made financing my home one of the easiest parts of the home buying process…
Nakea M. 6/18/2021
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Your Next Home in St. Louis Starts Here.
Apply today and Get Started On Purchasing Your Next Investment Property

Ready to Apply for a Bank Statement Program in St. Louis? Our Mortgage Loan Originators at USA Mortgage are here to make possibility become a reality. We’ll make the loan process easy and have you ready to move into your St. Louis home before you know it. So why wait? Apply now and see what rates we’ll provide for you.