A St. Louis Mortgage Company Bringing You Possibility

St. Louis is a great place to live, and USA Mortgage is the perfect mortgage company to help you get the loan you need to live in the best homes in the St. Louis area. For this, you need a mortgage lender you can trust. As a St. Louis-based company, we have a deep understanding of the local market and can help you find the right home loan for you. In addition, our experienced team of Mortgage loan originators can guide you through the entire loan process from start to finish, making it the easiest experience possible to get into the home of your dreams. Get started below and see what possibilities lie ahead.

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How we find the right home loans for you

We keep it simple at USA Mortgage because that’s how it should be. With six simple steps, you’ll have the loan needed to get you even closer to closing day on your St. Louis home.

01.

Ready to take the first step in the loan process? Completing an application is as easy as opening up a book. Once you’re done, your local St. Louis Mortgage Loan Originator will help you find out which mortgages works best for you and your needs.
02.

We know this is exciting! Your real estate agent will help spot any issues with the homes you visit and make sure you’re aware of them. They'll also help secure the best terms and rates on a loan in St. Louis. That way, when it comes time to buy something bigger and sell your current home there are no surprises.
03.

Our Mortgage Loan Originator begins by providing you with an estimate once the sales contract is agreed upon. This is when they put all of their efforts into finding the best options and terms for your loan to provide you with a great estimate.
04.

Once you get closer to buying that perfect home, it's important to get up close and personal with your potential purchase. A thorough examination of the St. Louis property allows an inspector to check over the materials as well any defects or items worth noting before moving on to the next step.
05.

You're one step closer to being in your new St. Louis home! Now is when the underwriter will review all of your documentation and make sure it meets the minimum requirements. If it does, they'll give you a conditional approval.
06.

And now it’s time for the final high-five! See? This loan process has been so simple and now we're ready to close. We'll get all of your paperwork in order, then send over the money to the title company. All that's left to think about is moving day!

With so many loan options available in St. Louis, we make it easy to find the right one for you!

Bank Statement Programs

Investment Property Programs

Thinking of refinancing your St. Louis mortgage?

At USA Mortgage, we are dedicated to helping our customers find the mortgage that works best for them. One that fits your lifestyle and helps you make the most of living in your desired St. Louis area. If you’re looking to refinance your mortgage in St. Louis, we can help you explore your options and find a loan that fits your needs. We’re proud to be one of the leading mortgage lenders in St. Louis, and we’re committed to providing outstanding service and support to our customers. We’ll work with you every step of the way to make sure you get the best possible rate on your loan.

Why you should refinance

Lower your mortgage payments
Reduce the duration
Utilize your equity

Refinance Your Home

What our clients have said

The process was fast and easy. Very professional and we were walked through the whole process. Great communication and quick responses when we had questions. I would recommend all my friends to Shane with USA Mortgage.

Jennifer L. 8/16/2021

Home possibility Starts Here.
Get approved for your mortgage.

Start here if you’re ready to find the right mortgage rates for you. All it takes is a few minutes to get started and we’ll take care of the rest. You could be well on your way to finding the perfect loan and moving into your dream St. Louis home before you know it!

Apply Today