Benefits of an Employee-Owned Company

At USA Mortgage, we take great pride in being 100% Employee Owned since 2018. We firmly believe that all employees should reap the rewards of the company’s ongoing growth and achievements.

Do you want to know more about what it means for a company to be employee-owned? Keep reading below to learn why it is such an important asset to our company.

What is Employee Ownership?

To state this simply, employee ownership means that every employee owns stock in the company.

This is not the same as publicly traded companies where stocks can be bought and sold on the open market. Every employee earns stocks gradually as the employee stock ownership plan (ESOP) buys the company from the original owner.

Typically, an employee earns stocks after they have been with the company for at least one year. The idea of an ESOP is as a company becomes more successful, the values of those stocks should increase overtime. The longer our employees stay, the more stock they earn.

An ESOP is also a qualified retirement plan that is designed to benefit employee-owners long term. The added perk to an ESOP is employees still have access to traditional retirement plans, such as 401(k)s.

Customer Benefits: Buying from Employee-Owned Companies

  • Better Customer Service: Employee-owned companies possess a high level of morale, which greatly enhances the quality of customer service. The employees’ sense of pride significantly influences both the services offered and the overall customer experience in a highly beneficial manner.
  • Supports ALL Employees: One of the most admirable qualities a company can possess is a genuine care for its employees, which is exemplified through financial opportunities. When a customer chooses to purchase or use a product from an ESOP company, they are indirectly supporting all of the employees.
  • Promoting Small Businesses: Did you know that a significant number of employee-owned companies are actually small businesses? This means that the overall experience is much more personalized and individualized.

Employee Benefits: Working for an Employee-Owned Company

  • Pride in Ownership: As an employee, it is very important to love what you do. Our employee-owners know how important their work is. There is a true pride in ownership for the company.
  • Community: At USA Mortgage, we know how important the power of community and teamwork can be. Our company thrives through the collaboration and dedication of all our employee-owners.
  • Our employees are motivated by more than just a paycheck. They have a personal stake in the success of our company, using their physical labor to contribute to our growth.

Are you interested in discovering how to become a part of USA Mortgage and gain insight into our ESOP program? Click here to explore the current job opportunities we have to offer.

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