Photo of Emile Flowers
Phone
MAIN: 618-530-2444
OFFICE: 618-530-2444
NMLS: 1256327
Company NMLS: 227262

Emile Flowers 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 618-530-2444
OFFICE: 618-530-2444
NMLS: 1256327
Company NMLS: 227262

Emile Flowers 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

231 Reviews Found. Average score 4.92 out of 5 Stars
Now showing page 1 of 29.

Walter H. in Edwardsville, IL

Great Experience on October 12, 2023
This was handled very professionally, quickly and with great integrity I appreciate the time that this team spent securing my loan while being motivated to get me the best rate
Loan Originator: THE FLOWERS TEAM

Ryan M. in Edwardsville, IL

Great Experience on September 19, 2023
Emile and team are great to work with and make the loan process as easy and stress free as possible. I look forward to working with them again in the future.
Loan Originator: THE FLOWERS TEAM

Shelly M. in Saint Charles, MO

Great Experience on August 31, 2023
Emily was extremely helpful. If there was something she didn't have a clear explanation on she made sure to put me in contact with someone who did. Her team was able to get me a loan that offered me more flexibility on my purchase than a previous lender had available which allowed me to find a place a I wanted in the time frame needed.
Loan Originator: THE FLOWERS TEAM

Shelly M.

Great Experience on August 31, 2023
Emily was extremely helpful. If there was something she didn't have a clear explanation on she made sure to put me in contact with someone who did. Her team was able to get me a loan that offered me more flexibility on my purchase than a previous lender had available which allowed me to find a place a I wanted in the time frame needed.
Loan Originator: THE FLOWERS TEAM

Alexander M. in Robinson, IL

Great Experience on August 18, 2023
Very helpful and answered all of my questions along the way
Loan Originator: THE FLOWERS TEAM

Alex M.

Great Experience on August 14, 2023
The Flowers team was extremely helpful in guiding me through the process of purchasing my first home and answering all of my questions along the way. I would recommend them to anyone!
Loan Originator: THE FLOWERS TEAM

Andrew G. in Granite City, IL

Great Experience on August 2, 2023
As a first-time homebuyer, the thought of purchasing a home was very daunting, but working with Emile made this process easier than I could have ever imagined! Her experience and knowledge along with the hard work her team devotes to the people they work with really showed throughout this journey. I could not have asked for a better team to work with, and not walking into Emile's office would have been the biggest mistake I could have made.
Loan Originator: THE FLOWERS TEAM

Jamie Q. in Saint Jacob, IL

Great Experience on June 13, 2023
I was lucky enough to have Emile and the Flowers Team recommended to me when I began the home buying process! Since then, I've learned their customer care and attentiveness truly speaks for itself. I've been comfortable with Emile since our very first phone call and can tell how hard she works to provide her clients with an excellent home buying experience. As this is a stressful time for most (myself included), I was incredibly grateful to have her guidance and experience on my side. As a small business owner myself, I would not hesitate to recommend Emile and the Flowers Team for any of your financing needs!
Loan Originator: THE FLOWERS TEAM

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.