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Portrait of Emile Flowers
MAIN: 618-530-2444
OFFICE: 618-530-2444
NMLS: 1256327
Company NMLS: 227262

Emile Flowers 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 618-530-2444
OFFICE: 618-530-2444
NMLS: 1256327
Company NMLS: 227262

Emile Flowers 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

211 Reviews Found. Average score 4.9 out of 5 Stars
Now showing page 1 of 27.

Kayla P. in Collinsville, IL

Great Experience on September 20, 2022
Great communication, fast and efficient and worked with us to help fulfill our needs. Answered any question that arose quickly
Loan Originator: THE FLOWERS TEAM

Dawsen W. in Collinsville, IL

Great Experience on September 14, 2022
The whole Flowers team was very helpful and easy to work with. They made sure everything was taken care of.
Loan Originator: THE FLOWERS TEAM

Christoper M. in O Fallon, IL

Great Experience on August 6, 2022
Steve, Emile, and the whole Flowers team made this transaction easy and stress free from the beginning. They were incredible to work with and communicated throughout the whole process. We would 10/10 recommend them and will be using them again for any refinances and future purchases!
Loan Originator: THE FLOWERS TEAM

Danielle S. in Belleville, IL

Great Experience on August 5, 2022
Everything, excellent communication and customer service. I cannot believe my dream of being a homeowner actually came true. Who needs a fairy Godmother when you have this team!
Loan Originator: THE FLOWERS TEAM

Christina M. in O Fallon, IL

Great Experience on August 3, 2022
I felt like you always had our best interest at heart. You worked hard to get us what we wanted and make it all come together at the end
Loan Originator: THE FLOWERS TEAM

Leslie K. in Edwardsville, IL

Great Experience on July 5, 2022
Emile was always quick to respond to my calls or texts messages, thoroughly answered all my questions and made the experience so smooth.
Loan Originator: THE FLOWERS TEAM

Caleb B. in Godley, TX

Great Experience on June 25, 2022
Emile and the whole team made this transaction for painless. They worked really hard on getting the necessary documents submitted in a very timely manner and was always there to answer any and all questions that I had.
Loan Originator: THE FLOWERS TEAM

Michelle D. in Belleville, IL

Great Experience on June 13, 2022
Great communication and willingness to explain everything
Loan Originator: THE FLOWERS TEAM

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.