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Portrait of Emile Flowers
MAIN: 618-530-2444
OFFICE: 618-530-2444
NMLS: 1256327
Company NMLS: 227262

Emile Flowers 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 618-530-2444
OFFICE: 618-530-2444
NMLS: 1256327
Company NMLS: 227262

Emile Flowers 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

216 Reviews Found. Average score 4.92 out of 5 Stars
Now showing page 1 of 27.

Trenia S. in Edwardsville, IL

Great Experience on January 29, 2023
The idea of buying a house was overwhelming, and god truly sent me an angel. Emile saw me through, and the process went extremely well. I can’t praise Emile and her team enough for the experience I had with USA mortgage. I will be forever grateful. I would highly recommend them for anyone who is interested in buying a house. Thank you, thank you, thank you!!!!!!!
Loan Originator: THE FLOWERS TEAM

Marisa M. in Lake Saint Louis, MO

Great Experience on January 7, 2023
Emile's communication throughout the process is incredible and she is always available to me when i need her
Loan Originator: THE FLOWERS TEAM

Jill S. in Saint Louis, MO

Great Experience on December 22, 2022
The personal relationship.
Loan Originator: THE FLOWERS TEAM

Amber A. in Collinsville, IL

Great Experience on December 21, 2022
Feedback on the documentation we needed was very quick, Closing went smooth, everyone was nice & polite
Loan Originator: THE FLOWERS TEAM

Albert T. in Edwardsville, IL

Great Experience on December 7, 2022
The Flowers Team cares about you as a client and as a person. Their combined knowledge and skills make them a great team.
Loan Originator: THE FLOWERS TEAM

Robert M. in Caseyville, IL

Great Experience on October 25, 2022
Emile was extremely informative and available throughout the process. Amber was also very helpful.
Loan Originator: THE FLOWERS TEAM

Kayla P. in Collinsville, IL

Great Experience on September 20, 2022
Great communication, fast and efficient and worked with us to help fulfill our needs. Answered any question that arose quickly
Loan Originator: THE FLOWERS TEAM

Dawsen W. in Collinsville, IL

Great Experience on September 14, 2022
The whole Flowers team was very helpful and easy to work with. They made sure everything was taken care of.
Loan Originator: THE FLOWERS TEAM

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.