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Portrait of Emile Flowers
MAIN: 618-530-2444
OFFICE: 618-530-2444
NMLS: 1256327
Company NMLS: 227262

Emile Flowers 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 618-530-2444
OFFICE: 618-530-2444
NMLS: 1256327
Company NMLS: 227262

Emile Flowers 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

200 Reviews Found. Now showing page 1 of 20.

Jeffery M. in Connersville, IN

Great Experience on May 25, 2022
Your Expertise and Professionalism and compassion for your clients were above reproach. Thank You so much!
Loan Originator: THE FLOWERS TEAM

Jennifer S. in Belleville, IL

Great Experience on April 22, 2022
They made the process very simple. They were able to explain everything in a way I could understand. Very polite, knowledgeable, and great communication.
Loan Originator: THE FLOWERS TEAM

Roxane P. in Belleville, IL

Great Experience on April 16, 2022
Your team went above and beyond to give us the most professional service
Loan Originator: THE FLOWERS TEAM

Erin M. in Wood River, IL

Great Experience on April 13, 2022
So easy and prompt to communicate with. Made me feel comfortable and gave me simple instructions on what needed to be done and when. Such an easy process. Also, everyone was extremely nice.
Loan Originator: THE FLOWERS TEAM

James D. in Peoria, IL

Great Experience on April 13, 2022
The communication and time taken to make sure all of our questions were answered. Buying a house used to be very stressful and working with USA the process was little stress and everyone I spoke with was kind and understanding. I am constantly bragging about how our process was super smooth buying our house to everyone and telling everyone to use USA when they are ready to buy. The amount of training the employees had to have gone through is exceptional. You will have customers for life with us and I will most definitely bring all my questions to Amber and Emile they were the best. Again thank you for making this process easy and not stressful to make our new chapter begin! We are customers for life!
Loan Originator: THE FLOWERS TEAM

Allyson Y. in Maryville, IL

Great Experience on March 9, 2022
Quick, easy and very informative at every step
Loan Originator: THE FLOWERS TEAM

Taylin R. in Collinsville, IL

Great Experience on March 2, 2022
Easy to get ahold of the company for help and advice. It was super helpful!
Loan Originator: THE FLOWERS TEAM

Michael W. in Collinsville, IL

Great Experience on February 26, 2022
Met my expectations.
Loan Originator: THE FLOWERS TEAM

Jewel C. in Granite City, IL

Great Experience on February 21, 2022
The entire process from start to the date of close, my experience was Great.
Loan Originator: THE FLOWERS TEAM

Anne D. in Collinsville, IL

Great Experience on January 24, 2022
Easy to work with and friendly staff
Loan Originator: THE FLOWERS TEAM

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.