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Portrait of Justin Lackey
MAIN: 636-345-0910
OFFICE: 573-818-2248
NMLS: 1724051
Company NMLS: 227262

Justin Lackey 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
MAIN: 636-345-0910
OFFICE: 573-818-2248
NMLS: 1724051
Company NMLS: 227262

Justin Lackey 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

182 Reviews Found. Now showing page 1 of 19.

Kristopher W. in Columbia, MO

Great Experience on November 27, 2021
Justin has been super patient over the past 3 years as I’ve been trying to get into a better position to buy a home. After a couple deals that fell through he was still always willing to help. Any time I reached out, he would either respond or give me a call within minutes and was always thorough in explaining everything throughout the entire home buying process. Justin is a great friend and someone who I am glad to have in my corner when it comes to buying a home, I’d recommend him to my closest friends and family any time!
Loan Originator: Justin Robert Lackey

Justin E. in Centralia, MO

Great Experience on November 24, 2021
Justin was very knowledgeable and helpful. He fully explained everything and went above and beyond.
Loan Originator: Justin Robert Lackey

William M. in Centralia, MO

Great Experience on November 23, 2021
Friendly, helpful, and informative. Kept us up to date and made sure we understood what we needed to do
Loan Originator: Justin Robert Lackey

Michelle H. in Centralia, MO

Great Experience on November 23, 2021
Justin made the process extremely easy.
Loan Originator: Justin Robert Lackey

William H. in Centralia, MO

Great Experience on November 19, 2021
Justin made the process easy. He was extremely helpful and knowledgeable.
Loan Originator: Justin Robert Lackey

Jodie B. in Columbia, MO

Great Experience on November 14, 2021
Justin is GREAT. He is always on top of his game and makes sure to treat you like you are family. He answers any questions and answers them thoroughly. I wouldn't want anyone else to help me through this process.
Loan Originator: Justin Robert Lackey

Vernon B. in Mexico, MO

Great Experience on November 3, 2021
Successful completion
Loan Originator: Justin Robert Lackey

Macenzie S. in Columbia, MO

Great Experience on October 12, 2021
Easy to work with!
Loan Originator: Justin Robert Lackey

Teal S. in Columbia, MO

Great Experience on October 12, 2021
Justin was great to work with from start to finish on our refinance! He constantly checked on rates and communicated them to me to ensure we got locked in where we felt comfortable. He was very knowledgeable and made the process simple.
Loan Originator: Justin Robert Lackey

Abdallah S. in Jefferson Cty, MO

Great Experience on October 4, 2021
Everything was just great
Loan Originator: Justin Robert Lackey

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.