Photo of Justin Lackey
Phone
MAIN: 636-345-0910
OFFICE: 573-818-2248
NMLS #: 1724051
Company NMLS #: 227262

Justin Lackey 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 636-345-0910
OFFICE: 573-818-2248
NMLS #: 1724051
Company NMLS #: 227262

Justin Lackey 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!


Reviews

264 Reviews Found. Average score 4.95 out of 5 Stars
Now showing page 1 of 33.

Arysta S. in Boonville, MO

Great Experience on June 10, 2024
Justin took the time to explain the entire process and made sure I understood everything that went on. Was in constant contact with me even if it was really late and I had questions.
Loan Originator: Justin Lackey

Katherine H. in Park Hills, MO

Great Experience on May 4, 2024
If there had been a standardized list of papers needed for an application. Something basic you could just highlight if it was needed again at a later date. Try to ask for things all at once rather than nickel and diming people's time away. The constant urgency made me physically ill and gave me frequent panic attacks. This isn't on the loan officer, it is on the process itself. It could have been better and it wouldn't take much to brainstorm and improve how you go about getting the information you need.
Loan Originator: Justin Lackey

Dessislava A. in Columbia, MO

Great Experience on April 11, 2024
Justin was great, very professional and guided us through this whole process, that could be very stressful, but he made it easy and smooth.
Loan Originator: Justin Lackey

Robert H. in Jefferson City, MO

Great Experience on April 10, 2024
We contacted Justin a good 6 months before we could start the loan process and even then he went above and beyond to get us prepared to start our search for a home. He stayed in contact and checked in regularly and once we got started he went far beyond our expectations. His knowledge on the process and programs made the whole process so simple from start to finish. I would highly recommend Justin to anybody beginning the loan process.
Loan Originator: Justin Lackey

Melissa H. in Jefferson City, MO

Great Experience on April 10, 2024
The communication and the customer service! Great working with him
Loan Originator: Justin Lackey

Dylan M. in Salem, MO

Great Experience on April 3, 2024
Justin was just great, he was available whenever we needed him. He got paperwork done insanely fast. I was truly nervous and dreading upcoming processes, but my man made is easy and painless.
Loan Originator: Justin Lackey

Christopher M. in Tuscumbia, MO

Great Experience on March 25, 2024
First I am an Army Veteran and Justin was Fantastic helping me get through the VA loan process. I appreciated Justin's attention to detail. When he said something was going to happen it did. I feel like the preparation work he did prior to us going under contract insured that we would get through the whole purchase process with minimal set backs. He told me a few times that he does his work and research on the front end to make sure his consumers are making offers on homes that they can feasibility get into and make it through underwriting this was the case. I would also say he is honest, I felt like he always told me straight what was going on. Now we never really got any "bad news" during our process but I am sure he would have let us know honestly what any issues were. Last I feel like communication was good. I have a busy Job I am gone from home for 2-4 24 hour periods per week and keep very odd hours. Justin rolled with whatever I threw at him as far as questions go and even made some adjustments to times that we would talk do to schedules. Go with Justin you won't be disappointed.
Loan Originator: Justin Lackey

Brendan B. in Mexico, MO

Great Experience on March 1, 2024
Justin is attentive, honest and brilliant at what he does. This process was smooth, easy and never become stressful for us as a family. He worked with us from day one to make sure we got in the best situation for our family. He goes above and beyond for everyone he helps!
Loan Originator: Justin Lackey

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.