Photo of Justin Lackey
Phone
MAIN: 636-345-0910
OFFICE: 573-818-2248
NMLS: 1724051
Company NMLS: 227262

Justin Lackey 

Mortgage Loan Originator 

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.
Phone
MAIN: 636-345-0910
OFFICE: 573-818-2248
NMLS: 1724051
Company NMLS: 227262

Justin Lackey 

Mortgage Loan Originator 

Get ready to get approved!

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a list of the most common documents to have on hand before you start:

  • Two most recent years W2s
  • Two most recent years tax returns (personal & business if applicable)
  • Two most recent paystubs
  • Two most recent months bank statements
  • Two most recent months 401K or retirement statement
  • Copy of front of valid drivers license

Apply Now

Click link to see applicable state licensing.

About

As you consider selling, buying, refinancing, or even building your dream home, there is a lot riding on your Mortgage Loan Originator. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.

As an experienced Mortgage Loan Originator, I understand everyone’s financial situation is different and should be treated as such. I am committed to providing my customers with mortgage services that exceed their expectations. I have the knowledge and expertise you need to make the right choice for you and your family.

I hope you’ll check out my website, look through the different loan programs I have to offer, and use USA Mortgage’s secure online application to start the journey towards your new home. After applying, I’ll give you a call to discuss the details of your loan, or we can find a time to meet in person to look over it all together. I can always be reached by phone, fax, or email for individualized service or if you have questions throughout the process. I look forward to working with you!

Reviews

254 Reviews Found. Average score 4.95 out of 5 Stars
Now showing page 1 of 32.

Brittany P. in Versailles, MO

Great Experience on February 21, 2024
Unbelievably fast and knowledgeable made the whole experience easy and as stress free as possible made buying our first home easy!
Loan Originator: Justin Lackey

Chad D. in Centralia, MO

Great Experience on February 7, 2024
Justin was very honest and helpful and explained every step
Loan Originator: Justin Lackey

Michele L. in Wentzville, MO

Great Experience on January 9, 2024
Justin always kept us up to date on everything, which was incredibly helpful for such a stressful time. He also made the whole process very easy! Super nice guy and great at what he does!
Loan Originator: Justin Lackey

Joshua C. in Hannibal, MO

Great Experience on November 28, 2023
This is my second house purchase working with Justin. His knowledge and great communication will always keep me coming back.
Loan Originator: Justin Lackey

Michael S. in Jefferson City, MO

Great Experience on November 17, 2023
The process was nice and smooth, and Justin takes good care of his people. He goes above and beyond to make sure everything is in order. This is the second time that I’ve worked with Justin and I will move back for future needs.
Loan Originator: Justin Lackey

Kerry C. in Jefferson City, MO

Great Experience on October 30, 2023
Justin Lackey has made the home buying process as easy as possible. Working 2 jobs and trying to buy a house is difficult unless you have someone like Justin there to guide you step by step and is honest with you along the way. A very trustworthy person.
Loan Originator: Justin Lackey

Cody S. in Jefferson City, MO

Great Experience on October 1, 2023
Justin was always communicating and helped us with any questions we needed. His personality and positivity was amazing and he helped us get the house of our dreams.
Loan Originator: Justin Lackey

Jenna C. in Jefferson City, MO

Great Experience on September 21, 2023
Justin was super easy to work with and made sure we understood every step along the way, great communication!
Loan Originator: Justin Lackey

Not what you were looking for?

Scroll through the list below to find our branch locations and Mortgage Loan Originators.